Collier Financial, Inc

Collier Financial provides discretionary and non-discretionary investment management and financial planning services primarily to individual and high‑net‑worth clients, and also offers consulting and retirement-plan advice. The firm includes financial planning as part of its investment management engagements and may participate in LPL Financial advisory programs to implement client accounts.

The firm’s investment process combines research from leading financial institutions with in‑house analysis to set tactical asset class and sector allocations, and it offers four named strategies: Asset Allocation, Growth, Defensive, and a short‑term Treasury bond strategy. Portfolios are built across risk‑based models and are tied to client financial plans — notably using a 72‑month income projection to size exposure to Growth and Defensive strategies — with periodic re‑evaluation and emphasis on institutional mutual fund share classes and select NTF funds.

Noteworthy aspects include operating with a single advisor while managing a relatively large client base (172 clients) and roughly $161 million in regulatory assets under management, a client‑to‑advisor ratio that is higher than typical for similarly supported firms. The firm also documents a distinctive short‑term Treasury bond ladder approach (bond durations of 3–24 months with 20–30% tranches maturing on a roughly 90‑day cadence) and maintains dual registrations with LPL and certain insurance appointments, which affect how some implementation and compensation arrangements are handled.