Olympia, WA Office

Columbia River Advisors manages investment portfolios and provides financial planning and retirement consulting primarily for individual clients — including high‑net‑worth households — as well as pension/profit‑sharing plans and certain pooled investment vehicles. The firm reports approximately $191 million in assets under management across its client base and delivers services through an asset‑based, primarily discretionary portfolio management model.

CRA uses internally developed model portfolios (Conservative, Moderate, Balanced, Growth, Equity Growth) with Tax‑Managed and ESG variants, supplements models with third‑party money managers when appropriate, and accepts a broad mix of securities including mutual funds, ETFs, individual equities and fixed income, and alternative or private placements for qualified investors. Accounts are generally managed on a discretionary basis, and the firm permits client‑requested margin accounts for liquidity purposes (debit card/check access) and incorporates illiquid/private fund valuations into its reporting and fee calculations.

Compared with many peers, CRA has a history of operating a private pooled vehicle as an affiliated adviser and general partner — Blue Water Investment Fund II — which completed final distributions in February 2026 and underwent an independent audit by Spicer Jeffries, with limited ongoing reporting and tax‑filing obligations. The brochure also discloses atypical affiliations and revenue sources for the size of the firm: a now‑closed tax preparation affiliate with remaining receivables that may benefit principals, and IARs who are licensed insurance agents and may receive commissions on insurance sales; additionally, one long‑standing IAR maintains legacy, client‑specific investment models instead of relying on firm Investment Committee models.