A complete list of active advisors currently associated with Commercial Trust Financial Services

Warmer can help you find a great advisor at Commercial Trust Financial Services or one who fits your needs even better.

Commercial Trust Financial Services provides discretionary portfolio management as the sponsor and portfolio manager of a wrap fee program and through LPL-sponsored advisory platforms. It serves individuals, high-net-worth individuals, charitable organizations and corporations and delivers ongoing investment advice tailored to each client’s stated objectives. The firm documents client goals and risk tolerance in an Investment Policy Statement, typically obtains discretionary trading authority, and pursues long‑term trading using fundamental analysis, cyclical analysis and modern portfolio theory. CTFS limits its recommendations to a set of investment types—mutual funds, equities, fixed income, ETFs (including precious‑metals ETFs), real estate funds/REITs, non‑U.S. securities and insurance products such as annuities—and provides regular portfolio monitoring. Notable features disclosed in the brochure include an affiliation with Commercial Trust Company and CTFS’s role as both wrap fee sponsor and sole portfolio manager for the program, which is uncommon among peer teams; the firm elects to pay transaction charges on wrap accounts (absorbing those costs) and requires custody at LPL, while also receiving various economic benefits and support from LPL. These arrangements and CTFS’s sole‑manager model are identified as potential conflicts of interest in the brochure and are addressed through fiduciary disclosures and internal policies.

To learn more about the advisors currently working at Commercial Trust Financial Services, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.