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Commonwealth Financial Services

Updated today

Client assets under management

$970,449,708

Clients

2,216

10% high-net-worth

Advisors

17

of 26 employees

Firm type

Team

5-30 advisors or >$500M in AUM

Clients per advisor

130

Very High

Average account size

$437,929

About

Commonwealth Financial Services works with individual clients (including high‑net‑worth households), pension and profit‑sharing plans, trusts, estates, corporations and brokerage customers. The firm offers asset management, financial planning and consultation, participant retirement programs, third‑party manager referrals, retirement plan advisory services, lending solutions such as securities‑backed lines of credit, and insurance products through its licensed insurance agency.

CFS delivers predominantly discretionary, customized portfolio management through custodians Schwab and Fidelity and a mix of in‑house model portfolios and third‑party money managers, and it also acts as a co‑advisor or solicitor for TPMMs. Advisors use a range of analysis methods (fundamental and technical), may employ tactical trading where appropriate, and the firm maintains an Approved Products List to guide mutual fund share‑class selection.

Compared with many multi‑team firms, CFS’s retirement‑plan work and ERISA disclosures are prominent: it provides both fiduciary and non‑fiduciary retirement plan services and identifies itself as a covered service provider subject to Department of Labor disclosure rules. The firm is also structured as an insurance agency and permits advisory representatives to sell fixed insurance and annuity products for commission, and the brochure discloses instances where certain investment adviser representatives act as trustees or hold powers of attorney over client accounts and where the firm receives revenue‑sharing from strategic partners.

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops
Lending services and financial institution consulting services

Expertise

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Debt management

Occupation focus

Founder/Business Owner Retired

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Fee options

Fixed

Flat fees for financial planning and consultation services can range up to $15,000 or more

Percentage

up to 2.00% annually (maximum fee for Participant Retirement Program; actual fee may be tiered and negotiated)

Project-based

Up to $750 or more per hour for financial planning and consultation services

Subscriptions

Retainer fees for ongoing financial planning and consultation services charged as flat fee or percentage of assets up to 2% annually

Other

Fee-only: Financial planning fees can be hourly (up to $750+/hour), fixed (up to $15,000+), or retainer fees (up to 2% of assets advised)

Main office location

Commonwealth Financial Services

373 Timberline Parkway

Vienna WV 26105, United States

Number of offices

5

Most active in

California · Colorado · Florida · Georgia · Indiana · Kentucky · Louisiana · Maryland · Michigan · Nebraska · New York · North Carolina · North Dakota · Ohio · Pennsylvania · South Carolina · Tennessee · Texas · Virginia · West Virginia

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Zachary S

Series 65

Vienna, WV

Commonwealth Financial Services

Zachary Seese is a Series 65-licensed advisor with Commonwealth Financial Services, where he has worked since 2022. He has two years of industry experience, including prior roles in education at West Virginia University and several secondary schools. Commonwealth Financial Services is an SEC-registered investment adviser serving individuals, pensions, trusts, estates, corporations, and state and municipal government clients. The firm provides discretionary asset management, retirement-plan advisory services, third-party money manager arrangements, financial planning, and lending services, using both fundamental and technical analysis across a range of investment vehicles.

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Debt management Founder/Business Owner Retired
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Samuel C

Series 65

Vienna, WV

Commonwealth Financial Services

Samuel Cremeans is a financial advisor with Commonwealth Financial Services holding a Series 65 credential. He has been with Commonwealth since 2024 and has prior experience at Northwestern Mutual and United Parcel Service. He attended Marietta College from 2021 to 2025. Commonwealth Financial Services is an SEC-registered investment adviser serving individuals, pensions, trusts, corporations, and state and municipal government clients. The firm offers discretionary asset management, retirement-plan advisory programs, financial planning, and insurance products through an affiliated agency, employing both fundamental and technical analysis in its investment approach.

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Debt management Founder/Business Owner Retired
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Joshua W

Series 65

Vienna, WV

Commonwealth Financial Services

Joshua Wine is a financial advisor at Commonwealth Financial Services with a Series 65 designation and two years of industry experience. He also serves as a tax manager at Perry & Associates, CPA's, AC, an accounting firm where he has worked since 2016. Prior to his current roles, he worked at Fairmont State University from 2011 to 2016. Commonwealth Financial Services is an SEC-registered investment adviser that serves individuals, pensions, trusts, estates, corporations, broker/dealers’ customers, and state and municipal government clients. The firm offers discretionary asset management, retirement-plan advisory programs, third-party money manager arrangements, financial planning, and lending services, combining fundamental and technical analysis with tactical trading strategies.

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Debt management Founder/Business Owner Retired
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Shanell J

Series 66

Vienna, WV

Commonwealth Financial Services

Shanell Jeffrey is a financial advisor at Commonwealth Financial Services with 13 years of industry experience. She holds the Series 66 designation and has previously worked at Arbor Point Advisors, Securities America, and LPL Financial. Commonwealth Financial Services is an SEC-registered investment adviser serving individuals, pensions, trusts, estates, corporations, broker/dealer clients, and state and municipal government clients. The firm offers discretionary asset management, retirement plan advisory programs, third-party money manager arrangements, financial planning, and lending services, combining fundamental and technical analysis with tactical trading strategies.

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Debt management Founder/Business Owner Retired
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Tyler B

CFP®, Series 66

Wheeling, WV

Commonwealth Financial Services

Tyler Brautigan is a CFP® and Series 66-licensed advisor at Commonwealth Financial Services with 10 years of industry experience. Prior to joining Commonwealth in 2024, he worked at Hazlett, Burt & Watson, Inc. and United Brokerage Services, Inc. Since 2017, he has served as president of Helping Heroes, Inc., overseeing the nonprofit’s financials and monthly operations. Commonwealth Financial Services is an SEC-registered investment adviser serving individuals, pension plans, trusts, estates, corporations, and state and municipal government clients. The firm offers discretionary asset management, retirement plan advisory services, and financial planning, combining fundamental and technical analysis with tactical trading strategies, and operates both as a registered advisory firm and a licensed insurance agency.

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Debt management Founder/Business Owner Retired
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Craig S

Series 66

Vienna, WV

Commonwealth Financial Services

Craig Seachrist is a financial advisor with Commonwealth Financial Services, holding a Series 66 designation and over 22 years of industry experience. His career includes roles at Commonwealth Financial Services since 2011 and Arbor Point Advisors since 2017, as well as founding Seachrist, Kennon & Marling, a public accounting firm where he serves as president. Outside of finance, he is chairman of Handley House, a wholesale distributor of dollhouse miniatures. Commonwealth Financial Services is an SEC-registered investment adviser serving individuals, high-net-worth clients, pensions, trusts, estates, corporations, broker/dealers’ customers, and state and municipal government clients. The firm offers discretionary asset management, retirement-plan advisory programs, third-party money manager arrangements, financial planning, and lending services, combining fundamental and technical analysis with tactical trading strategies and a distinctive dual role as a registered advisory firm and licensed insurance agency.

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Debt management Founder/Business Owner Retired
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Madison G

Series 65

Vienna, WV

Commonwealth Financial Services

Madison Gontarek is a financial advisor at Commonwealth Financial Services with a Series 65 designation and two years of industry experience. Prior to joining Commonwealth, Madison held positions at Galton Academy and R.W. Baird Financial. Commonwealth Financial Services is an SEC-registered investment adviser serving individuals, pensions, trusts, estates, corporations, and notably state and municipal government clients. The firm offers discretionary asset management, retirement plan advisory programs, third-party money manager arrangements, financial planning, and lending services, combining fundamental and technical analysis with tactical trading strategies.

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Debt management Founder/Business Owner Retired
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Ciara S

CFP®, Series 65

Vienna, WV

Commonwealth Financial Services

Ciara Stewart is a CFP® and Series 65-licensed advisor with Commonwealth Financial Services, based in Vienna, WV, and has four years of industry experience. She previously worked at Heritage Financial and Investment Services, Securities America, Inc., and the Monroe County Health Department. Stewart serves as Vice President and Advisor for the Monroe County 4H Committee/Cross County Classics 4H Club. Commonwealth Financial Services is an SEC-registered investment adviser serving individuals, pensions, trusts, estates, corporations, broker/dealers’ customers, and state and municipal government clients. The firm offers discretionary asset management, retirement-plan advisory programs, financial planning, and lending services, combining fundamental and technical analysis with tactical trading strategies, and operates as both a registered advisory firm and a licensed insurance agency.

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Debt management Founder/Business Owner Retired
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Evan B

Series 65

Marietta, OH

Commonwealth Financial Services

Evan Brockmeier is a Series 65 licensed advisor with Commonwealth Financial Services in Marietta, OH, where he has worked since 2022. He has two years of industry experience and previously worked at Fleming Watson Financial, Marietta College, and Chevron Corporation. Outside of his advisory role, he serves as an assistant baseball coach at Marietta High School. Commonwealth Financial Services is an SEC-registered investment adviser serving individuals, pensions, trusts, estates, corporations, broker/dealers’ customers, and state and municipal government clients. The firm offers a range of services including discretionary asset management, retirement-plan advisory programs, and insurance products through its affiliated agency.

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Debt management Founder/Business Owner Retired
user avatar

Sierra L

Series 65

Wheeling, WV

Commonwealth Financial Services

Sierra Love is a financial advisor with Commonwealth Financial Services holding a Series 65 designation and one year of industry experience. Prior to joining Commonwealth Financial Services, she worked at Hazlett, Burt & Watson for three years and has experience outside finance in animal healthcare and education. Commonwealth Financial Services is an SEC-registered investment adviser serving individuals, pensions, trusts, estates, corporations, broker/dealer customers, and state and municipal government clients. The firm offers discretionary asset management, retirement-plan advisory programs, third-party money manager arrangements, financial planning, and insurance products through its affiliated agency.

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Debt management Founder/Business Owner Retired
user avatar

Derek B

Series 66

Vienna, WV

Commonwealth Financial Services

Derek Bailey is a financial advisor at Commonwealth Financial Services with four years of industry experience. He holds a Series 66 designation and previously worked at Arbor Point Advisors, Securities America, Inc., and One AquaSource. Commonwealth Financial Services is an SEC-registered investment adviser serving individuals, pensions, trusts, estates, corporations, broker/dealer clients, and state and municipal government clients. The firm offers discretionary asset management, retirement-plan advisory programs, third-party money manager arrangements, financial planning, and lending services, combining fundamental and technical analysis with tactical trading strategies.

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Debt management Founder/Business Owner Retired
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Tyler S

Series 63, Series 66

Vienna, WV

Commonwealth Financial Services

Tyler Szafran is a financial advisor with Commonwealth Financial Services in Vienna, WV. He holds Series 63 and Series 66 licenses and has 10 years of industry experience. His prior roles include positions at Arbor Point Advisors, Securities America, Inc., and T. Rowe Price. Commonwealth Financial Services is an SEC-registered investment adviser serving individuals, pensions, trusts, estates, corporations, broker/dealer customers, and state and municipal government clients. The firm offers discretionary asset management, retirement plan advisory programs, third-party money manager arrangements, financial planning, and lending services, utilizing both fundamental and technical analysis and providing ERISA-focused retirement plan services.

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Debt management Founder/Business Owner Retired
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Bernard M

Series 66

Vienna, WV

Commonwealth Financial Services

Bernard Mc Manus II is a Series 66-credentialed financial advisor with nine years of industry experience, currently with Commonwealth Financial Services since 2022. His prior roles include positions at JP Morgan Chase Bank and Securities America, Inc. Outside of his advisory work, he serves on the boards of Habitat for Humanity and the Boys and Girls Clubs of Parkersburg and is involved with the Parkersburg Cougars Wrestling Club as treasurer, board member, and coach. Commonwealth Financial Services is an SEC-registered investment adviser serving individuals, pensions, trusts, estates, corporations, broker/dealer clients, and state and municipal governments. The firm offers a range of services including discretionary asset management, retirement-plan advisory, third-party money manager arrangements, and financial planning, utilizing both fundamental and technical analysis alongside tactical trading strategies.

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Debt management Founder/Business Owner Retired
user avatar

Neal W

CFP®, Series 63

Marietta, OH

Commonwealth Financial Services

Neal Watson is a CFP® with 29 years of industry experience, currently serving at Commonwealth Financial Services since 2023. His prior roles include positions at Arbor Point Advisors, Maplewood Investment Advisors, and Fleming Watson Financial Advisors, LLC. Outside of advisory work, he is also licensed as an insurance agent. Commonwealth Financial Services is an SEC-registered investment adviser that serves a diverse client base including individuals, high-net-worth clients, pensions, trusts, estates, corporations, and state and municipal government entities. The firm offers discretionary asset management, retirement-plan advisory programs, third-party money manager arrangements, and financial planning, combining fundamental and technical analysis with both direct and co-advisory account management.

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Debt management Founder/Business Owner Retired
user avatar

Michael S

CFP®, ChFC®, Series 63, Series 65

Vienna, WV

Commonwealth Financial Services

Michael Seese is a CFP® and ChFC® with 29 years of experience in the financial services industry. He has worked at Commonwealth Financial Services since 2003 and previously held positions at LPL Financial, Arbor Point Advisors, and Securities America, Inc. Outside of his advisory role, he serves on the boards of the WVU at Parkersburg Foundation, First Exchange Bank, and West Virginia Central Federal Credit Union, and is involved with a local sports recreation center. Commonwealth Financial Services is an SEC-registered investment adviser serving individuals, including high-net-worth clients, as well as pensions, trusts, estates, corporations, and government entities. The firm offers a range of services including discretionary asset management, retirement-plan advisory programs, financial planning, and insurance products, utilizing both fundamental and technical analysis in its investment approach.

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Debt management Founder/Business Owner Retired
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