Communitas Financial Planning PBC logo

Communitas Financial Planning PBC

Updated today

Client AUM

$0

Clients

0

Advisors

2

of 2 employees

About

Communitas Financial Planning PBC primarily serves plan sponsors, retirement plans, financial institutions, and other institutional or pooled-vehicle clients rather than individual retail accounts, providing retirement plan consultation, plan design, participant education, and financial planning or investment consultation when engaged. The firm also offers selection and due-diligence services for third‑party investment managers and implements investment advisory programs through those managers.

The firm’s investment approach centers on socially responsible investing (SRI) integrated with broad diversification and asset-allocation principles (including modern portfolio theory and rebalancing) and a buy-and-hold orientation. Communitas generally prefers to engage institutional third‑party managers to implement portfolios, incorporates manager due diligence into its work, and supplements manager services with trustee education, model participant portfolios, and group educational workshops.

What is noteworthy about the firm is its public benefit corporate form combined with an explicit SRI-only mandate, its provision of pension and retirement-plan consulting and trustee/participant education (services that are relatively uncommon among peers), and its formal role in selecting and monitoring other advisers. The firm also makes available alternative billing arrangements that are atypical for its category—such as hourly engagements and sponsor-paid or pro bono educational workshops—and, because portfolio management is typically delegated to third parties, it reports no direct assets under management.

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

Social Security optimization Retirement withdrawal strategies College savings (529s, UTMA, etc.) Charitable giving & philanthropy

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Fee options

Fixed

Fixed fees generally ranging from $600 to $6,000

Project-based

$300 per hour

Subscriptions

Ongoing financial planning monthly fees ranging from $100 to $1,000

Other

Fee-only: Hourly fee of $300 per hour; Fixed fees generally ranging from $600 to $6,000; Ongoing financial planning monthly fees between $100 and $1,000

Main office

Oakland CA

Advisors at this office

2

Most active in

California · Connecticut · Illinois · Minnesota · Ohio · Oregon

Also doing business as

Communitas Financial Planning Inc. · Communitas Financial Planning Pbc · Your Money & Your Life Financial Planning · Your Money & Your Life Financial Planning Inc.

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Kenneth S

Series 66

Oakland, CA

Communitas Financial Planning PBC

Kenneth Silva Ballard Jr. is a Series 66–licensed financial advisor with 10 years of industry experience. He is currently the sole advisor at Communitas Financial Planning PBC and has previously worked with First Affirmative Financial Network, Summit Financial, and other firms. Outside of finance, he owns and operates Chef Pro Life, a consulting and training business in the culinary field. Communitas Financial Planning PBC primarily serves institutional clients such as plan sponsors and retirement plans, focusing on socially responsible investing combined with diversification and asset-allocation strategies. The firm provides services including retirement plan consultation, participant education, third-party manager due diligence, and investment advisory program implementation.

Social Security optimization Retirement withdrawal strategies College savings (529s, UTMA, etc.) Charitable giving & philanthropy
user avatar

James F

CFP®

Oakland, CA

Communitas Financial Planning PBC

James Frazin is a CFP® professional with 22 years of experience in financial planning. He has been with Communitas Financial Planning PBC since 2011. Communitas Financial Planning PBC provides retirement plan consulting, plan-sponsor services, and investment advisory support focused on pooled and institutional arrangements. The firm emphasizes socially responsible investing by integrating third-party SRI managers and offers educational workshops alongside hands-on pension consulting.

Social Security optimization Retirement withdrawal strategies College savings (529s, UTMA, etc.) Charitable giving & philanthropy
View complete list of advisors at this firm
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