Houston, TX Office

Compass Financial Management LLC serves individual and high-net-worth clients as well as pension and profit-sharing plans, offering discretionary investment management and retirement-plan consulting alongside non-investment consulting and participant education. The firm manages roughly $894 million across a multi-advisor team and provides ongoing account monitoring and review for client portfolios.

Compass generally allocates assets among individual equities, fixed income, mutual funds and ETFs and employs charting, fundamental, technical and cyclical analysis to implement both long- and short-term strategies. It uses third-party managers when appropriate and also offers a set of internally managed model portfolios (CFM strategies) as part of its investment lineup.

Noteworthy features disclosed in the brochure include that many Compass advisors are licensed to sell insurance products and may receive commissions for those sales, and that the firm distributes its internally managed strategies through the same corporate entity, with separate portfolio-manager fees in addition to the adviser’s management fee—each recognized as a potential conflict of interest. Compass also primarily bills on a percentage-of-assets or hourly basis rather than offering fixed-fee arrangements.