Compass Planning, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Compass Planning provides comprehensive financial planning services—with an emphasis on life planning, retirement planning, and business exit planning—to business owners and affluent individual clients. The firm positions its work around creating integrated plans that address cash flow, tax, estate, and insurance considerations rather than serving as a discretionary asset manager.
The firm describes a collaborative, goals‑based process that aligns financial recommendations with clients’ personal objectives and uses an online planning tool and AI‑assisted note‑taking to support meetings and ongoing monitoring; client engagements are subject to written agreements and periodic reviews. Implementation options described in the brochure commonly include insurance and annuity solutions handled by licensed representatives, and clients may elect separate asset‑management services through a broker‑dealer relationship or other firms under separate agreements.
Notably, unlike most investment‑manager peers, Compass Planning does not rely on percentage‑of‑assets‑under‑management fees, does not take custody of client assets, and does not charge performance‑based fees—features that are statistically uncommon for firms in this category. The firm also discloses a combination of commission‑based insurance activities, 1035 exchange and replacement work, and multiple advanced professional credentials among its advisors, along with explicit disclosure of AI use, which together distinguish its service mix and conflict disclosures from many peers.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Flat fee financial planning from $1,000 to $20,000 or more depending on complexity; ongoing monthly fees $75 to $510.
Investment advisor representatives may receive commissions from insurance sales and securities transactions in their capacity as registered representatives and insurance agents.
Fee-only: Financial planning flat fees ranging from $1,000 to $20,000 depending on scope and complexity; ongoing monthly planning fees from $75 to $510 if elected.
Main office
1210 East Main Street
Ashland OH 44805
Advisors at this office
1
Most active in
Ohio
Also doing business as
Compass College Planning · Compass Planning, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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