Compass Retirement, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$105,097,361
Clients
74
41% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
74
Very HighAverage account size
$1,420,235
About
The firm serves individuals and high-net-worth clients with customized financial planning and discretionary portfolio management, and it also provides consulting services to retirement plan sponsors along with participant education. It operates as a single-advisor practice and delivers services under written engagement agreements.
Investment advice emphasizes diversified, asset-class allocations implemented primarily with mutual funds and ETFs and guided by Modern Portfolio Theory, with portfolios monitored and periodically rebalanced and tax-loss-harvesting recommendations made as appropriate. Financial planning engagements may be modular or comprehensive and are offered on hourly, fixed-project, or ongoing retainer bases according to client needs.
Notable distinctions include a focused practice serving pension and profit-sharing plan clients and providing pension consulting and participant seminars — the firm discloses advising approximately $167 million in retirement-plan assets in addition to its registered AUM. The firm’s principal holds retirement-focused professional credentials (CFP® and CRPS®) and the firm recently transitioned to SEC registration, factors that may be relevant to prospective institutional and retirement-focused clients.
Client services
Financial planning
Portfolio management
Pension consulting
Educational seminars or workshops
Expertise
General retirement planning
Retirement income strategy
Cash flow / budgeting
Tax strategies for small businesses
Tax-loss harvesting
Fee options
Fixed project fees ranging from $1,200 to $5,000, and retainer fees starting at $500 per quarter
$0 - $500,000: 1.25% (125 basis points) $500,001 - $1,500,000: 1.00% (100 basis points) $1,500,001 - $2,500,000: 0.80% (80 basis points) $2,500,001 - $3,500,000: 0.65% (65 basis points) $3,500,001 - $5,000,000: 0.55% (55 basis points) $5,000,001+: 0.45% (45 basis points)
$400 per hour billed in 15-minute increments
Retainer fees starting at $500 per quarter, paid quarterly
Account minimum: $1,500,000 Fee-only: Financial planning fees billed hourly at $400/hour in 15-minute increments, fixed project fees ranging from $1,200 to $5,000, and retainer fees starting at $500 per quarter
Main office location
Compass Retirement, LLC
Old Saybrook CT, United States
Number of offices
1
Most active in
Compass Retirement, LLC has reported serving >5 clients in these states in the last 12 months.
Connecticut · Florida · North Carolina
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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