Composed Capital LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Composed Capital LLC provides discretionary investment management and ongoing financial planning to individuals and families—primarily high-earning professionals in the accumulation phase—and also delivers investment advisory services to retirement plans, including Solo 401(k) plans, company 401(k) plans, and defined benefit/cash balance plans. The firm offers a subscription option for ongoing financial planning separate from investment management and coordinates with third‑party custodians, recordkeepers, and actuaries as needed.
Portfolios are constructed from client-specific Investment Policy Statements and implemented mainly with broadly diversified ETFs, with a long-term strategic allocation focus, periodic monitoring, and rebalancing; limited crypto exposure is available via crypto ETFs where suitability is established. The firm uses third‑party planning software (e.g., MoneyGuidePro) and a proprietary engagement tool (Sonar) to support client goal-setting, documentation, and ongoing planning conversations.
What distinguishes the firm from many peers is its array of affiliated activities and disclosed outside business interests, including ownership of a planning‑technology company, a separate bookkeeping/tax services business, and participation in private investment vehicles, all of which the firm discloses and manages as potential conflicts. The firm also emphasizes retirement plan consulting and participant education and enrollment support—services (and coordination with actuaries/plan administrators) that are less commonly offered by independent advisers of its size.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
0.75% annually
Up to $300 per month, billed monthly in arrears
Main office
San Francisco CA
Advisors at this office
1
Most active in
California · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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