ComposedPro, Inc.

ComposedPro provides investment management and financial planning primarily for individual and high‑net‑worth clients, including retirement planning, estate planning support, and recommendations for employer‑sponsored retirement accounts. Its service menu includes several model portfolios (Generational, DigitAll Weather, Glide Path, Emergency Fund), specialty SMAs, and access to alternative private funds for eligible investors.

The firm’s stated investment philosophy focuses on goals‑based planning and maximizing after‑tax, after‑fee returns by lowering fees and optimizing asset location across tax‑exempt, tax‑deferred, and taxable accounts using tools such as a Smart Location Score and an Asset Location Heat Map. It conducts ongoing monitoring and rebalancing (triggered by portfolio drift exceeding 15%), and delegates discretionary trade execution and operational support to a third‑party registered adviser under a limited power of attorney while retaining suitability and fiduciary oversight.

A distinctive aspect of the firm is its affiliation with separate accounting and tax‑preparation businesses, including a CPA practice and a small‑business advisory entity (noted at roughly 50 and 100 hours per year of activity, respectively), creating an uncommon accounting linkage for an independent adviser. The firm also emphasizes employer‑coordinated aggregate retirement planning, custom executive‑compensation modeling, and expanded alternative investment access (private real estate, private equity, private credit, and private digital asset funds), which differentiates its service mix from many peers.