Conceptum Strategies

Conceptum Strategies provides customized advisory services to individuals, families, trusts, foundations, and small businesses, offering discretionary portfolio management alongside financial planning, retirement planning, tax-efficient strategies, and ESG investing. The firm operates on a fee-only basis and, as of March 28, 2026, reported $22,644 in discretionary assets under management while offering percentage-of-AUM portfolio fees as well as hourly and fixed-fee planning engagements.

Investment decisions are based on a combination of fundamental, technical, and quantitative analysis, with strategic asset allocation, tactical adjustments, tax-loss harvesting, and ESG integration used to align portfolios with client objectives. For clients with appropriate risk tolerances the firm may employ leverage and exchange-traded options; the brochure discloses the use of margin in accounts and that margin balances are included in advisory fee calculations, creating attendant conflicts of interest and heightened risk.

Noteworthy features compared with peers include the firm’s offering of public educational seminars and workshops and its explicit use of borrowing and derivatives in separately managed accounts, practices the firm highlights as carrying elevated risks. The brochure also discloses that the principal maintains a separate full‑time employment role outside the advisory business, which the firm identifies as a potential source of divided attention given its small, recently active asset base.