Conestoga Wealth Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Conestoga Wealth Management serves a small client base of individuals (including high‑net‑worth individuals) and pension/profit‑sharing plans, providing financial planning, subscription access to online planning tools, and plan advisory services for 401(k) and retirement plans. The firm also offers insurance products through its principal’s insurance license, a relationship the brochure discloses may involve commissions.
Rather than directly managing client portfolios, Conestoga refers investable assets to third‑party money managers (including Betterment, GeoWealth, Symmetry, and SEI) and documents client goals and risk tolerances in Investment Policy Statements used to coordinate sub‑advisory relationships. The firm describes an investment approach grounded in modern portfolio theory and long‑term strategies while maintaining no custody or discretionary authority over client accounts and providing ongoing reviews and planning on an hourly or subscription basis.
Noteworthy differences from many peers include the firm’s lack of assets under management and its primary role as a solicitor/sub‑advisor rather than a direct portfolio manager, as well as the principal’s status as a licensed insurance agent — a potential conflict the brochure acknowledges. Its small scale (about 30 clients) combined with an emphasis on referrals to multiple third‑party platforms and workplace plan solutions (including optional 3(38) services) makes its operating model atypical among independent advisers that more commonly manage individual client accounts directly.
Client services
Expertise
Fee options
$0+: Up to 1.00% maximum additional fee charged by CWM on top of third party managers' fees $0+: Betterment for Advisors: 0.25% annually $0 - $3,000,000: GeoWealth Management, LLC.: 0.35% annually, not to exceed $1,400 per household Above $3,000,000+: GeoWealth Management, LLC.: Additional $500 per $1 million above $3 million $0 - $250,000: Symmetry Partners: 0.40% annually $250,001 - $750,000: Symmetry Partners: 0.35% annually $750,001 - $1,250,000: Symmetry Partners: 0.30% annually $1,250,001 - $2,000,000: Symmetry Partners: 0.25% annually $2,000,001 - $3,000,000: Symmetry Partners: 0.20% annually $3,000,001 - $5,000,000: Symmetry Partners: 0.15% annually $5,000,001 - $10,000,000: Symmetry Partners: 0.10% annually $10,000,000+: Symmetry Partners: 0.05% annually $0 - $500,000: SEI Investments: 0.90% annually $500,001 - $1,000,000: SEI Investments: 0.85% annually $1,000,001 - $2,000,000: SEI Investments: 0.80% annually $2,000,001 - $5,000,000: SEI Investments: 0.75% annually $5,000,001 - $10,000,000: SEI Investments: 0.70% annually Above $10,000,000+: SEI Investments: 0.65% annually (negotiable for some strategies) $1 - $1,000,000: CWM Sub-Advisory: 1.00% annually $1,000,001 - $3,000,000: CWM Sub-Advisory: 0.80% annually $3,000,001 - $5,000,000: CWM Sub-Advisory: 0.50% annually Above $5,000,000+: CWM Sub-Advisory: Negotiable
$200 per hour for financial planning services with minimum of 5 hours
One-time upfront fee up to $1000 and monthly fee up to $499 for ongoing online planning services; fees are negotiable and billed in advance
Account minimum: $10,000 Fee-only: Hourly financial planning fee $200/hour with minimum 5 hours; Subscription fees up to $1000 one-time upfront and up to $499/month; fees negotiable
Main office
64 East Uwchlan Avenue, #228
Exton PA 19341
Advisors at this office
1
Most active in
Pennsylvania
Also doing business as
Conestoga Endeavors LLC · Conestoga Endeavours, LLC · Conestoga Wealth Management
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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