Conifer Bay Capital LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$88,700,000
Clients
27
Advisors
2
across 2 offices
About
Conifer Bay Capital LLC provides fee-based portfolio management and financial planning to individuals, high net worth individuals, and charitable organizations. The firm generally charges percentage-of-AUM advisory fees, typically requires a $1,000,000 account minimum that may be waived, and does not sell annuities, insurance, or other commissioned products.
The firm offers both discretionary and non-discretionary asset management and customizes strategies using fundamental, technical, and cyclical analysis alongside modern portfolio theory; financial plans are delivered within about thirty days when applicable. Investment programs may include long- and short-term holdings and explicitly contemplate margin trading and option strategies (including covered and uncovered writing); when margin is used, fees are billed on the net asset value after deducting margin loans.
Conifer Bay is a small, practitioner-led adviser founded in 2017 that conducts quarterly account reviews and routes custody through an independent custodian relationship. What is distinctive for a supported firm of this size is the explicit use of borrowing in separately managed accounts and the use of derivatives in client strategies, practices that are uncommon among peers and are reflected in its disclosed trading and fee treatment.
Client services
Expertise
Fee options
$0 - $1,000,000: 0.99% annually $1,000,001 - $3,000,000: 0.69% annually $3,000,001 - $5,000,000: 0.49% annually $5,000,001+: 0.39% annually
Account minimum: $1,000,000 Fee-only: Negotiable fixed fees for financial planning, up to $25,000 for one-time plans billed in advance, and ongoing plans billed quarterly in advance
Main office
See officeWinnetka IL
Advisors at this office
1
Most active in
Illinois · Wisconsin
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Benjamin A
CFA®, Series 63
Winnetka, IL
Conifer Bay Capital LLC
Benjamin Armstrong is a CFA® charterholder with 17 years of industry experience. He has been with Conifer Bay Capital LLC since 2017 and previously worked at RMB Capital Management, LLC from 2011 to 2017. Armstrong is a part owner and manager of Belgravia Partners LLC, a family-owned investment entity. Conifer Bay Capital LLC provides fee-based portfolio management and financial planning services to individuals, high net worth clients, and charitable organizations. The firm employs both discretionary and non-discretionary strategies, using fundamental, technical, and cyclical analysis along with modern portfolio theory, and includes unique practices such as margin trading and option strategies.
Lindsay G
CFP®, Series 65
Kildeer, IL
Conifer Bay Capital LLC
Lindsay Guido is a CFP® and holds a Series 65 license with six years of industry experience. She has worked at Conifer Bay Capital LLC since 2021, following roles at ChangePath, LLC, Effert Financial Solutions, and Partnervest Advisory Services. Outside of financial advising, she is also a stock photographer with images licensed through iStock by Getty Images. Conifer Bay Capital LLC provides fee-based portfolio management and financial planning services to individuals, high net worth clients, and charitable organizations. The firm employs both discretionary and non-discretionary asset management using a combination of fundamental, technical, and cyclical analysis alongside modern portfolio theory, and it incorporates margin trading and option strategies in its investment approach.
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