Dorr, MI Office

Connected Financial Strategies LLC offers investment advisory, financial planning, and retirement-plan advisory services to a range of client types including individuals, high-net-worth individuals, trusts, estates, businesses, and retirement plans. The firm’s brochure notes it was recently registered as an investment adviser and, as filed, reports no assets under management or client accounts, indicating it is at an early stage of advisory operations.

The firm provides discretionary portfolio management that is customized to client objectives and typically constructed with exchange-traded funds, supplemented by mutual funds, individual securities, and cash positions as needed; it uses both fundamental and technical analysis and generally takes a long-term orientation while permitting shorter-term trading for rebalancing or client needs. CFS also offers written financial plans or ad-hoc consultations, may implement portions of portfolios through unaffiliated independent managers with ongoing oversight, and serves as an ERISA fiduciary when advising retirement plans.

Noteworthy features for a small, two-advisor firm include a formal 3(21) retirement-plan service offering and an institutional relationship with a custodial/platform provider that supplies software and support to the adviser. The brochure also discloses that firm principals are licensed insurance professionals who may earn separate commission income (reported as under 5% of time), and that the adviser does not accept custody of client assets aside from authorized fee deductions — details that differentiate it from many peers.