Consolidated Wealth Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Consolidated Wealth Management (registered as Asset Planners, Inc.) provides comprehensive financial planning and investment advice to individual clients, including both high‑net‑worth households and other individual investors. Services emphasize planning areas such as retirement, estate, tax, insurance, cash‑flow and asset allocation rather than custody or ongoing discretionary portfolio management.
The firm’s investment approach relies on fundamental analysis and a long‑term, buy‑and‑hold orientation, implementing diversified allocations largely through low‑cost exchange‑traded funds and scenario modeling using financial planning software. Advice is delivered on a primarily non‑discretionary basis, with clients responsible for implementing recommendations or electing to execute through the firm’s broker‑dealer affiliation.
Consolidated Wealth Management is unusual for a firm of its size because the owner is also majority owner and a registered representative of an affiliated broker‑dealer, and the firm discloses the potential for commissions or revenue sharing on certain fixed‑income and insurance products while encouraging clients to use other providers. The firm also departs from common industry practice by charging fixed/flat planning fees instead of percentage‑of‑AUM billing, operating as a small multi‑person practice rather than a solo practitioner, and maintaining a DBA registration (Asset Planners) following a rebranding.
Client services
Expertise
Fee options
Fixed or flat fees based on asset levels and complexity, $1,000 to $50,000
$100,000 - $999,999: $2,500 to $12,500 $1,000,000 - $4,999,999: $8,000 to $40,000 $5,000,000 - $24,999,999: $20,000 to $100,000 $25,000,000+: Negotiated
Account minimum: $100,000 Minimum fee: Ranges from $1,000 to $50,000 based on fixed/flat fee schedule Fee-only: Fixed/flat fees for financial planning services ranging from $1,000 to $50,000
Main office
222 North Meramec Avenue
Clayton MO 63105-3702
Advisors at this office
1
Most active in
Illinois · Missouri
Also doing business as
Asset Planners, Inc. · Consolidated Wealth Management
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Forms ADV
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