Cook Financial Designs, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Cook Financial Designs is an independent, single-advisor registered investment adviser that serves individual and high-net-worth clients across approximately 195 client relationships. The firm provides comprehensive financial planning, ongoing advisory services, and project-based planning covering cash flow, investments, retirement, tax and estate matters.
The firm follows a goals-oriented investment approach that emphasizes clients’ time horizons, risk tolerance and cash-flow needs, with portfolios monitored and rebalanced as appropriate. Accounts are primarily managed on a non-discretionary basis — the brochure reports $0 in discretionary assets and $172,400,261 in non-discretionary assets as of December 31, 2025 — so clients generally approve transactions before execution.
Notable distinctions include an affiliated tax-preparation business operated by the firm’s principal and licensure to offer life, disability and annuity products, a combination the brochure discloses can create potential conflicts of interest related to commissionable insurance sales. The firm also typically charges agreed flat advisory and project fees rather than relying on percentage-of-AUM billing, and maintains a substantial non-discretionary asset base for a solo-practitioner model.
Client services
Expertise
Occupation focus
Fee options
Minimum fee: Annual advisory fee typically ranges between $4,000 and $40,000 Fee-only: Flat fees ranging from $1,800 to $10,000 for financial plan preparation; $1,000 to $10,000 for project-based advisory services; ongoing flat annual advisory fees typically between $4,000 and $40,000
Main office
1060 Laskin Road, Suite 25 B
Virginia Beach VA 23451
Advisors at this office
1
Most active in
Louisiana · Massachusetts · North Carolina · Texas · Virginia
Also doing business as
Cook Financial Designs, Inc. · Cook's Financial Designs · Daniel S. Cook, P.L.L.C. · Daniel Stephen Cook
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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