Copia Wealth Management Advisors, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Copia Wealth Management Advisors, Inc. serves primarily individual households and manages approximately $19.7 million on a discretionary basis for about 86 clients through a small advisory team. The firm offers discretionary portfolio management through third‑party asset managers and TAMPs, comprehensive or issue‑based financial planning, and ongoing due diligence and monitoring for certain privately issued securities for accredited investors.
Copia implements client strategies by selecting, allocating among, and monitoring sub‑advisors, exercising discretion to hire, fire or reallocate managers as client needs change. Its stated research process is a mosaic approach that blends fundamental, technical and cyclical analysis, and it conducts periodic reviews and event‑driven monitoring to adjust strategies and financial plans.
A notable feature of the firm is the principal’s role as a licensed insurance agent who sells insurance and annuity products through an affiliated insurance entity and may receive commissions for those sales; the brochure discloses this potential conflict alongside language describing the firm as fee‑only. The brochure also highlights client advocacy themes (describing an aim to deliver “Raving Fan” service) and the firm’s willingness to advise on alternative and private investments—services that distinguish its business mix from many peers of similar size.
Client services
Expertise
Fee options
Financial planning fixed fees ranging from $4,500 to $20,000, determined by complexity and scope
$0+: Up to 1.00% (CWMA management fee for discretionary portfolio management services, flat rate across all asset levels) $0+: 0.75% (FTA sub-advisor management fee) $0+: Up to 1.75% (Combined CWMA and FTA management fees) $0+: Up to 0.75% (CWMA management fee when using TPFG for SDBA accounts) $0+: 0.50% (TPFG management fee for SDBA accounts) $0+: Up to 1.25% (Combined CWMA and TPFG management fees for SDBA accounts) $0 - $500,000: Up to 1.00% (CWMA management fee for Separately Managed Accounts) $0 - $500,000: 1.00% (TPFG management fee for Separately Managed Accounts) $0 - $500,000: Up to 2.00% (Combined CWMA and TPFG management fees for Separately Managed Accounts) $500,001 - $3,000,000: Up to 0.75% (CWMA management fee for Separately Managed Accounts) $500,001 - $3,000,000: 0.75% (TPFG management fee for Separately Managed Accounts) $500,001 - $3,000,000: Up to 1.50% (Combined CWMA and TPFG management fees for Separately Managed Accounts) $0+: Up to 1.00% (CWMA management fee when using Simplicity Wealth, LLC as sub-adviser) $0+: 0.5% - 0.7% (Simplicity Wealth, LLC management fee) $0+: Up to 1.7% (Combined CWMA and Simplicity Wealth management fees)
Financial planning hourly fee at $450 per hour (negotiable)
Fee-only: Fixed financial planning fees ranging from $4,500 to $20,000; hourly financial planning fees at $450 per hour
Main office
2333 Camino Del Rio South, Suite 240
San Diego CA 92108
Advisors at this office
3
Most active in
California · Florida · Louisiana · Texas · Wisconsin
Also doing business as
Copia Wealth Management & Insurance Services · Copia Wealth Management Advisors, Inc. · Dawson Insurance & Financial Services, Inc. · Dawson Insurance & Financial Services, Inc. D/B/A Copia Wealth Management & Insurance Services
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Elisabeth D
Series 63, Series 65
San Diego, CA
Copia Wealth Management Advisors, Inc.
Elisabeth Dawson Scherbaum is a financial advisor at Copia Wealth Management Advisors, Inc. in San Diego, CA, holding Series 63 and Series 65 licenses with nine years of industry experience. She has worked at Copia Wealth Management since 2017 and previously spent time with Regal Investment Advisors, LLC. Outside of her advisory role, she serves as president and CEO of Dawson Insurance and Financial Services, Inc., where she provides consulting and coaching services. Copia Wealth Management Advisors, Inc. serves primarily individual households, managing approximately $19.7 million on a discretionary basis for about 86 clients. The firm offers discretionary portfolio management through third-party asset managers, comprehensive financial planning, and ongoing due diligence on certain private securities, using a mosaic research approach that combines fundamental, technical, and cyclical analysis.
Katherine S
Series 65
San Diego, CA
Copia Wealth Management Advisors, Inc.
Katherine Steck is a financial advisor at Copia Wealth Management Advisors, Inc. in San Diego, CA, holding a Series 65 designation with six years of industry experience. She has been with Copia Wealth Management Advisors since 2020 and is also involved in case management and support services for an affiliated insurance company, Copia Wealth Management and Insurance Services. Copia Wealth Management Advisors, Inc. serves primarily individual households, managing approximately $19.7 million on a discretionary basis for around 86 clients. The firm provides discretionary portfolio management through third-party asset managers and TAMPs, financial planning, and ongoing due diligence on privately issued securities, using a mosaic research approach that incorporates fundamental, technical, and cyclical analysis.
Caidyn T
Series 65
San Diego, CA
Copia Wealth Management Advisors, Inc.
Caidyn Taylor is a financial advisor at Copia Wealth Management Advisors, Inc. with one year of industry experience. He holds a Series 65 designation and is also president and owner of Taylor Made Solutions, Inc. Outside of advisory work, he is involved with La Jolla Junior Knights Volleyball. Copia Wealth Management Advisors, Inc. serves individual households with discretionary portfolio management using third-party asset managers, comprehensive financial planning, and monitoring of privately issued securities for accredited investors. The firm employs a research process combining fundamental, technical, and cyclical analysis and offers insurance and annuity products through an affiliated entity.
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