Core Wealth Advisors

CORE Wealth Advisors is an independent wealth management firm that provides discretionary separate-account portfolio management and non-discretionary financial planning to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations and other business entities; the brochure reports approximately $143.8 million in discretionary assets for about 149 clients. The firm offers two distinct models—CORE Accumulation (growth-oriented) and CORE Preservation (fixed-income focused)—and provides financial planning on an hourly basis as part of its service set.

The firm’s investment process centers on Modern Portfolio Theory for strategic asset allocation, supplemented by tactical asset allocation on a limited portion of portfolios, and emphasizes low-cost ETFs, mutual funds and individual fixed income to pursue tax and cost efficiency. Accounts are typically managed on a discretionary basis with regular reviews, and the firm discloses it generally holds securities for more than 12 months for tax reasons but may trade more quickly when tactical indicators warrant.

Several operational and business features are noteworthy: both principals maintain Indiana insurance licenses and may recommend and sell commission-based insurance products developed through the financial planning process (the brochure notes such commissions currently account for under 1% of revenue and are disclosed when applicable), and the firm discloses it may be authorized to disburse assets from client accounts. The brochure also describes a two-advisor, boutique structure that emphasizes ongoing client relationships and the use of AI tools for tasks such as email drafting and call notetaking—practices prospective clients may want to review in the firm’s disclosures.