Cornerstone Advisors LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Cornerstone Advisors LLC is a small RIA that serves individual clients (including high-net-worth individuals) and retirement plans, offering ongoing portfolio management, pension/401(k) consulting, and financial planning. The firm prepares an Investment Policy Statement for each client and provides both discretionary and non-discretionary management tied to those documented goals and risk tolerances.
The firm combines multiple methods of analysis — including fundamental, quantitative, technical, cyclical, and modern portfolio theory — and implements strategies ranging from long-term investing to short-term trading, options, margin, and short sales when appropriate. Portfolio oversight is provided on a regular basis with asset-based billing and custody through a limited set of custodians the firm requires clients to use.
Cornerstone is notable for its ownership and operational ties to an insurance-affiliated parent and for supervised persons who are licensed insurance agents and may recommend insurance products, including annuities; the firm describes procedures and disclosures to address those conflicts. Operationally, Cornerstone’s practice of requiring specific custodians and not aggregating trades for multiple clients are practical distinctions that may affect trade execution and service dynamics compared with many peers.
Client services
Expertise
Fee options
$0+: 2.00% $0 - $250,000: 2.00% $250,001 - $1,000,000: 1.75% $1,000,001+: 1.25%
$150 to $250 per hour
Main office
4201 Shiloh Dr, Suite 1600
Fayetteville AR 72703
Advisors at this office
4
Most active in
Alabama · Arkansas · Colorado · Florida · Georgia · Idaho · Kansas · Louisiana · Mississippi · Missouri · Montana · Oklahoma · Tennessee · Texas · Wyoming
Also doing business as
Actus Wealth Management · Cornerstone Advisors LLC · Harris Wealth Management
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
John S
Series 65
Fayetteville, AR
Cornerstone Advisors LLC
John Savard is a Series 65-licensed financial advisor with Cornerstone Advisors LLC, based in Fayetteville, AR. He has one year of industry experience as a financial advisor and previously worked for eight years at DogWatch. Cornerstone Advisors LLC is a small RIA serving individual clients, including high-net-worth individuals, and retirement plans, providing portfolio management, pension/401(k) consulting, and financial planning. The firm uses multiple methods of analysis and offers both discretionary and non-discretionary management aligned with documented client goals and risk tolerances.
Bobby P
Series 63, Series 65
Fayetteville, AR
Cornerstone Advisors LLC
Bobby Parks is a financial advisor with Cornerstone Advisors LLC in Fayetteville, AR, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. His prior roles include positions at Mass Mutual Investors Services and MetLife. Outside of his advisory work, he is involved as a sales broker with Oklahoma Financial Network, LLC, focusing on various insurance products. Cornerstone Advisors LLC serves individual clients, including high-net-worth individuals, and retirement plans with portfolio management, pension and 401(k) consulting, and financial planning services. The firm uses a combination of fundamental, quantitative, technical, cyclical, and modern portfolio theory in its investment approach and offers both discretionary and non-discretionary management aligned with clients’ documented goals and risk tolerances.
Horace C
ChFC®, Series 63
Fayetteville, AR
Cornerstone Advisors LLC
Horace Cozart is a financial advisor at Cornerstone Advisors LLC in Fayetteville, AR, holding the ChFC® designation and Series 63 license with six years of industry experience. He has been associated with Cornerstone Financial since 2005 and joined Cornerstone Advisors LLC in 2025. Cozart is also a licensed insurance agent. Cornerstone Advisors LLC serves individual clients, including high-net-worth individuals, and retirement plans by providing portfolio management, pension consulting, and financial planning. The firm uses a variety of analysis methods and offers both discretionary and non-discretionary management aligned with clients’ documented investment goals and risk tolerances.
Daniel C
ChFC®, Series 63
Fayetteville, AR
Cornerstone Advisors LLC
Daniel Cuningham is a ChFC® with 40 years of industry experience, currently serving as an advisor at Cornerstone Advisors LLC since 2026. His prior roles include positions at several Cornerstone-affiliated firms and MassMutual Financial Group, spanning over 15 years. Outside of his advisory work, he owns and operates an insurance brokerage, Oklahoma Financial Network LLC, specializing in various insurance products. Cornerstone Advisors LLC is a small RIA that serves individual clients, including high-net-worth individuals, and retirement plans with portfolio management, pension consulting, and financial planning. The firm employs a multi-method investment approach and provides both discretionary and non-discretionary management aligned with documented client goals.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)