Cornerstone Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Cornerstone Financial Management provides investment management and financial planning to individuals, high‑net‑worth clients, trusts and estates, reporting approximately $118 million in assets under management for about 200 clients as of December 31, 2025. Its services include non‑discretionary portfolio management using diversified mutual funds and ETFs, retirement‑account advice, and written financial planning engagements.
The firm’s investment process is rooted in fundamental analysis with a generally long‑term orientation, building portfolios from low‑cost mutual funds and ETFs and, when appropriate, individual stocks or bonds, while monitoring holdings and recommending rebalancing or tax‑related sales. Cornerstone manages client accounts on a non‑discretionary basis—obtaining client approval prior to trade execution—and also offers a bundled wrap fee program that covers certain custodial and transaction costs.
Noteworthy features compared with peers include that nearly all reported AUM is managed non‑discretionarily and that the firm sponsors a wrap‑fee program, both of which are uncommon among similar supported firms. The brochure discloses recent material changes (including an application to register with the SEC) and notes that advisory personnel hold insurance licenses and may earn commissions from insurance sales, a potential conflict the firm describes and documents.
Client services
Expertise
Fee options
Fixed fees from $300 to $5,000 for financial planning services
$0 - $250,000: 1.00% annually $250,000 - $500,000: 0.75% annually $500,000 - $750,000: 0.50% annually $750,000+: 0.25% annually
$150 to $300 per hour for financial planning services
Account minimum: $250,000 Fee-only: Hourly fees range from $150 to $300 per hour; Fixed fees range from $300 to $5,000 for financial planning services
Main office
275 14th Street NW
Atlanta GA 30318
Advisors at this office
3
Most active in
Florida · Georgia · North Carolina · Texas
Also doing business as
Cornerstone Financial · Cornerstone Financial Management · Cornerstone Financial Management, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Leon F
CFP®, Series 63
Atlanta, GA
Cornerstone Financial
Leon Frush III is a CFP® professional with 33 years of industry experience, currently serving as an advisor at Cornerstone Financial since 2013. He also has been associated with Dempsey Lord Smith, LLC since 2012. Outside of advising, he is a 50% partner in Barewood Inc., a company involved in rental real estate management. Cornerstone Financial Management provides investment management and financial planning to individuals, high-net-worth clients, trusts, and estates, managing approximately $118 million in assets for around 200 clients. The firm uses a long-term investment approach centered on fundamental analysis and manages most client accounts on a non-discretionary basis.
Donald D
Series 63, Series 65
Atlanta, GA
Cornerstone Financial
Donald Dusick Jr. is a financial advisor at Cornerstone Financial with 34 years of industry experience. He has held securities licenses Series 63 and Series 65 and previously worked at Dempsey Lord Smith, LLC for 11 years. Dusick is also a licensed insurance agent involved in insurance sales and implementation. Cornerstone Financial Management provides investment management and financial planning services to individuals, high-net-worth clients, trusts, and estates. The firm specializes in non-discretionary portfolio management using diversified mutual funds and ETFs, emphasizing fundamental analysis with a long-term investment approach.
David S
Series 63, Series 65
Atlanta, GA
Cornerstone Financial
David Summers is a financial advisor at Cornerstone Financial with Series 63 and Series 65 designations and eight years of industry experience. He has been with Cornerstone Financial, LLC since 2002. Cornerstone Financial Management provides investment management and financial planning services to individuals, high-net-worth clients, trusts, and estates, managing approximately $118 million in assets for about 200 clients. The firm employs a long-term, fundamental analysis approach focused on diversified mutual funds and ETFs and manages client accounts on a non-discretionary basis.
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