Cornerstone Financial Consulting, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Cornerstone Financial Consulting serves individuals — including high‑net‑worth clients — as well as trusts, estates, charitable entities and retirement plans. The firm provides discretionary and non‑discretionary asset management, ongoing financial planning, and ERISA plan advisory services (including limited‑scope 3(21) fiduciary work).
Investment programs are tailored to each client’s goals, time horizon and risk tolerance, with ongoing monitoring and quarterly reporting from the custodian. Cornerstone’s investment processes draw on a mix of strategies (long‑ and short‑term purchases, trading) and use technical and charting analysis, permit client‑imposed restrictions, and allow the firm to appoint independent sub‑advisers under discretionary authority.
Compared with many peers of similar size, Cornerstone is notable for sponsoring a wrap fee program and for the firm owner’s affiliated insurance practice, which is disclosed and may result in commission‑based compensation for insurance products. The owner also operates related tax and property businesses and the firm explicitly provides ERISA plan services and the ability to aggregate household accounts, features that can affect how clients’ advisory relationships are structured.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
$0 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.90% $2,000,001 - $4,000,000: 0.80% $4,000,001+: 0.60%
Receives commissions from sale of insurance products as licensed insurance agents.
Main office
See office1000 North Broadway
Depere WI 54115
Advisors at this office
2
Offices (2)
Most active in
Florida · Michigan · Ohio · Wisconsin
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Carter R
Series 65
Depere, WI
Cornerstone Financial Consulting, LLC
Carter Rivers is a financial advisor at Cornerstone Financial Consulting, LLC in Depere, WI, holding a Series 65 designation with less than one year of industry experience. His prior work includes roles at Summit Accounting & Tax LLC and Kevin Cain & Associates, CPAs, LLC. Rivers has also worked in various non-financial positions while completing his education. Cornerstone Financial Consulting is an owner-managed registered investment adviser serving individuals, trusts, estates, charitable organizations, and employer retirement plans. The firm offers discretionary and non-discretionary asset management alongside financial planning and ERISA plan advisory services, managing approximately $41 million for several hundred client relationships.
Julie H
CFP®
Appleton, WI
Cornerstone Financial Consulting, LLC
Julie Huth is a CFP® professional with 21 years of industry experience. She is currently with Cornerstone Financial Consulting, LLC and also operates Cornerstone Tax Consulting, LLC, where she provides tax, accounting, and small business consulting services. Prior to her current roles, she worked with Huth Advisory Group, LLC and J.A. Huth & Associates, Inc. Cornerstone Financial Consulting serves individuals, including high-net-worth clients, as well as trusts, estates, charitable entities, and retirement plans. The firm offers discretionary and non-discretionary asset management, ongoing financial planning, and ERISA plan advisory services, tailoring investment programs to clients’ specific goals and risk tolerance.
Walter K
Series 65
Depere, WI
Cornerstone Financial Consulting, LLC
Walter Kowalczyk is a financial advisor at Cornerstone Financial Consulting, LLC with six years of industry experience. He holds a Series 65 designation and has worked at Ausdal Financial Partners, Inc. and several Cornerstone-affiliated entities. Outside of his advisory role, he is the founder of Clear Mission Networking, a faith-based business networking and Bible study group, and of SportsFaith, an online magazine sharing gospel stories and interviews. Cornerstone Financial Consulting is an owner-managed registered investment adviser serving individuals, trusts, estates, charitable organizations, and employer retirement plans. The firm offers discretionary and non-discretionary asset management alongside financial planning and ERISA plan advisory services, managing approximately $41 million for several hundred clients.
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