Cornerstone Investment Services
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$61,669,183
Clients
78
Advisors
3
across 3 offices
About
Cornerstone Investment Services, LLC provides investment supervisory services and investment consulting to individuals, high‑net‑worth individuals, and pension/profit‑sharing plans. The firm offers both discretionary and non‑discretionary portfolio management, prepares individualized Investment Policy Statements, and conducts ongoing account monitoring and reporting.
Cornerstone’s investment process combines fundamental, technical, charting and cyclical analysis and employs long‑ and short‑term trading, ETFs, and options‑writing strategies; it documents client risk tolerance in an IPS and monitors accounts against those guidelines. The firm explicitly monitors ETF daily resets, limits ETF use to one‑to‑one index‑tracking funds (avoiding leveraged “double” or “triple” ETFs), and operates model portfolios within its discretionary program.
Noteworthy features include that all CIS accounts are managed within a Cornerstone‑sponsored wrap fee program executed through Charles Schwab Advisor Services, which requires clients to enroll in Schwab Alliance and paperless document services. The firm’s representatives are also licensed insurance agents who may receive commission compensation for insurance sales, a relationship disclosed as a potential conflict and addressed in firm policies; Cornerstone manages about $62.5 million for roughly 78 clients with two advisors.
Client services
Expertise
Fee options
$0.00 - $500,000: 2.00% $500,000 - $749,999: 1.95% $750,000 - $999,999: 1.70% $1,000,000 - $1,999,999: 1.60% $2,000,000 - $2,999,999: 1.50% $3,000,000 - $4,999,999: 1.40% $5,000,000+: 1.35%
$100 to $250 per hour, negotiable
Account minimum: $100,000 for discretionary wrap-fee accounts; $10,000 for non-discretionary wrap-fee accounts (both negotiable)
Main office
See office245 Waterman Street, Suite 504 A
Providence RI 02906
Advisors at this office
1
Offices (3)
Most active in
Florida · Maine · Massachusetts · Rhode Island · Texas
Also doing business as
Cornerstone Investment Services · Cornerstone Investment Services LLC · Cornerstone Investments Services LLC · Cornerstone Money Management
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Lawyer
They provide legal services, typically billed separately.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
John R
Series 65
Nevada, TX
Cornerstone Investment Services
John Riley is a financial advisor with Cornerstone Investment Services in Nevada, TX. He holds the Series 65 designation and has been with Cornerstone since 2026. His prior work experience includes roles at Integrity Risk Management LLC and various positions in the insurance and service industries. Cornerstone Investment Services provides investment supervisory and consulting services to individuals, high-net-worth clients, and pension/profit-sharing plans. The firm uses a combination of fundamental, technical, and cyclical analysis alongside long- and short-term trading strategies, focusing on ETFs and options-writing within a managed wrap fee program.
Michael C
Series 63, Series 66
Providence, RI
Cornerstone Investment Services
Michael Curtis is a financial advisor at Cornerstone Investment Services with 20 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Vestech Securities, Inc., Cornerstone Investments, and Cantella & Co Inc. since 2008. Cornerstone Investment Services serves individual and high-net-worth clients as well as pension and profit-sharing plans, offering portfolio management, investment consulting, and financial planning. The firm employs a variety of investment strategies, including long- and short-term trading, ETF investments, and options writing, with portfolio decisions guided by fundamental, technical, charting, and cyclical analysis.
John R
Series 63, Series 65
Providence, RI
Cornerstone Investment Services
John Riley is a financial advisor with Cornerstone Investment Services in Providence, RI, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Cornerstone since 1999 and previously worked at Cantella & Co., Inc. for 20 years. Outside of his advisory role, he serves as president of 1320, Inc., a company involved in non-investment related retail sales. Cornerstone Investment Services provides portfolio management, investment consulting, and financial planning to individual, high-net-worth, pension, and profit-sharing clients. The firm employs a range of analytical techniques and trading strategies, managing approximately $52.8 million for about 86 clients, and sponsors a wrap fee program that utilizes Charles Schwab for execution and custody.
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