San Francisco, CA Office

Cornerstone Wealth Group is an SEC-registered investment adviser that serves individuals (including high‑net‑worth clients), trusts and estates, employer retirement plans, other advisers, and corporate entities. The firm offers comprehensive portfolio management and financial planning, retirement plan consulting (acting as an ERISA fiduciary), management of annuity and 529 subaccounts, and related services such as tax return preparation referrals.

Investment advice is implemented primarily through model portfolios that use ETFs, mutual funds, individual stocks and bonds, and, where appropriate, sleeves managed by external managers or allocable to alternative investments; the firm’s investment committee meets regularly to review macro themes and model allocations. Cornerstone typically manages assets on a discretionary basis, integrates held‑away accounts (using Pontera) into client portfolios, and performs periodic reviews and rebalancing in line with client objectives and risk tolerances.

Cornerstone is an operating subsidiary of Focus Financial Partners and maintains multiple affiliate relationships that materially shape its offerings: it makes affiliated pooled investment vehicles available to qualifying clients (through SCS and Origin) and uses affiliated subadvisors (Williams Jones, Kovitz), facilitates credit and cash management solutions via UPTIQ (in which Focus has an economic interest), and introduces clients to an affiliate insurance placement platform (Focus Risk Solutions). The firm also discloses that certain supervised persons act as registered representatives and licensed insurance agents and that these affiliated product and distribution arrangements create potential conflicts of interest that are disclosed and managed.