Cortez Wealth Management
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$47,083,419
This total excludes 1 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
204
10% high-net-worth
Advisors
1
of 3 employees
Firm type
Supported
1-4 advisors or >$200M in AUM
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
204
Very HighAverage account size
$230,801
About
Cortez Wealth Management works primarily with individual clients, including high-net-worth households, and provides ongoing portfolio management, pension consulting for employer-sponsored plans, and both one-time and ongoing financial planning. The firm also offers estate-planning facilitation through a third‑party platform and access to third‑party managed account programs.
The firm documents client objectives and risk tolerances in written investment policy statements and generally manages accounts on a discretionary basis, using model allocations tailored to each client. Its investment methods include fundamental and technical analysis and modern portfolio theory, and strategies may include a broad set of instruments — mutual funds, ETFs, fixed income, annuities, private placements — as well as margin, options, and short-sale strategies when appropriate.
Distinctive features include operating as a solo‑advisor firm and an advisor who maintains active insurance licensure and participates on an insurance platform, arrangements the brochure discloses as potential conflicts of interest and describes mitigation procedures for. The firm also integrates multiple technology and platform relationships (Orion, AssetMark, Schwab/Altruist, and Matrix Trust for certain retirement plans) and coordinates estate-document preparation with an independent attorney through Wealth.com.
Client services
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Estate planning services
Expertise
Retirement income strategy
Tax-loss harvesting
Annuities
Options & derivatives strategies
Fee options
Flat fees ranging from $100 to $5,000 per engagement for Estate Planning coordination; Fixed fees up to $15,000 per year for Financial Planning; Fixed fees up to $15,000 for Pension Consulting plans
All Assets+: Up to 2.00% annually (Portfolio Management Fee) $0 - $100,000: 0.35% annually (Orion Administrative Fee) $100,001 - $250,000: 0.30% annually (Orion Administrative Fee) $250,001 - $1,000,000: 0.20% annually (Orion Administrative Fee) $1,000,001+: 0.10% annually (Orion Administrative Fee) All Assets+: 0.7% - 2.00% annually (AssetMark Program Fee, includes CWM's portion) All Assets+: Up to 2.00% annually (Pension Consulting Fee)
Hourly fees from $0 to $1,000 (Financial Planning and Pension Consulting)
Fee-only: Fixed fees up to $15,000 per year (Financial Planning); $0 - $15,000 (Pension Consulting Plan creation); Flat fees $100 - $5,000 per engagement (Estate Planning)
Main office location
Cortez Wealth Management
7001 Westwind, Ste 130
El Paso TX 79912, United States
Number of offices
1
Most active in
Cortez Wealth Management has reported serving >5 clients in these states in the last 12 months.
Arizona · Colorado · New Mexico · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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