Cosner Financial Group, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$300,748,363
Clients
614
Advisors
4
of 5 employees
About
Cosner Financial Group provides asset management and financial planning and consulting to individuals (including high‑net‑worth clients), pension and profit‑sharing plans, and corporate clients. The firm reports roughly $370 million in assets under management, about five advisors, and over 600 client relationships, and offers both discretionary portfolio management and hourly or flat‑fee planning engagements.
Portfolios are tailored to client goals with continuous supervision and model‑guided allocation, and clients may receive either ongoing discretionary management or more limited consulting and execution support. Investment strategies described in the brochure include traditional long‑ and short‑term positions as well as the use of options, margin, short sales, and a tactical allocation program for legacy wrap accounts that can overweight/underweight asset classes or move fully to cash for defensive purposes.
What is distinctive about the firm is that it sponsors a wrap fee program limited to legacy FD&M accounts — a relatively uncommon arrangement for firms of this type — and disclosed a 2025 change to its proxy‑voting policy affecting those wrap participants. The firm also manages the vast majority of its reported assets on a discretionary basis and discloses that some advisors maintain broker‑dealer registrations and may offer commissionable insurance and mutual fund products, which the brochure notes can create potential conflicts of interest.
Client services
Expertise
Fee options
Flat fees generally range from $500 to $10,000 for financial planning and consulting services
$0 - $4,999,999: 1.00% $5,000,000+: Negotiable
Commissionable securities sales via registered representatives of Osaic Wealth, Inc. with customary commission schedules and trail fees
$175 per hour for financial advisors
Fee-only: Hourly fees: $175/hour; Flat fees: $500 to $10,000
Main office
628 Main St
Windsor CO 80550
Advisors at this office
4
Most active in
Arizona · Colorado · Florida · Louisiana · Nebraska · New Hampshire · New Mexico · Oklahoma · Texas · Wyoming
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Ryan C
Series 63, Series 65
Windsor, CO
Cosner Financial Group, LLC
Ryan Cosner is a financial advisor at Cosner Financial Group, LLC in Windsor, Colorado, with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Triad Advisors Inc and OSAIC prior to his current role. Cosner also serves as president-elect of the Boys and Girls Club of Larimer County, a nonprofit supporting at-risk youth. Cosner Financial Group provides asset management and financial planning services to individuals, including high-net-worth clients, as well as pension and corporate clients. The firm manages approximately $370 million in assets with a focus on tailored portfolios, discretionary management, and a range of investment strategies including tactical allocation and options.
John A
Series 66
Windsor, CO
Cosner Financial Group, LLC
John Alpers is a financial advisor at Cosner Financial Group, LLC with 30 years of industry experience. He holds a Series 66 designation and has worked at Triad Advisors, Financial Design & Management, Inc., and Geneos Wealth Management, Inc. from 2008 to the present. Cosner Financial Group provides asset management and financial planning services to individuals, pension and profit-sharing plans, and corporate clients. The firm manages approximately $370 million in assets for over 600 clients, offering discretionary portfolio management and fee-based planning with tailored investment strategies.
Jeremy N
Series 63, Series 65
Windsor, CO
Cosner Financial Group, LLC
Jeremy Newton is a financial advisor with Cosner Financial Group, LLC in Windsor, Colorado, holding Series 63 and Series 65 credentials and 18 years of industry experience. He has worked at Cosner Financial Group since 2008 and was previously with Triad Advisors Inc from 2011 to 2024 and Osaic Wealth, Inc. from 2024 onward. Cosner Financial Group provides asset management and financial planning services to individuals, pension and profit-sharing plans, and corporate clients. The firm manages approximately $370 million in assets with a team of five advisors and offers tailored portfolios with continuous supervision, discretionary management, and consulting options.
Austin G
Series 66
Windsor, CO
Cosner Financial Group, LLC
Austin Gunsauls is a financial advisor at Cosner Financial Group, LLC with four years of industry experience. He holds a Series 66 designation and has previously worked at Triad Advisors and Della Parola. Outside of his advisory role, he occasionally assists with a landscaping business during the summer months. Cosner Financial Group provides asset management and financial planning services to individuals, pension and profit-sharing plans, and corporate clients. The firm manages approximately $370 million in assets across over 600 client relationships, offering discretionary portfolio management as well as hourly or flat-fee planning options.
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