Sandy, UT Office

Cottonwood Asset Management advises individual and high‑net‑worth clients through discretionary asset management, financial planning and consulting, and referrals to third‑party money managers. Engagements range from ongoing portfolio management to standalone planning work that addresses retirement, estate, tax, business and real‑estate considerations.

The firm combines fundamental, sector and mutual‑fund/ETF analysis with disciplined asset‑allocation and periodic rebalancing, and it expressly manages fixed‑income duration around benchmark targets. It also implements options and other derivatives strategies within separately managed accounts and uses sub‑advisory relationships when specialist management is required.

Noteworthy features include an affiliated accounting practice that provides tax preparation, bookkeeping and related business consulting, and representatives who are licensed to offer insurance products; both affiliations are disclosed as potential conflicts and are managed alongside advisory services. The firm operates as a modest‑sized advisory practice with staff holding professional credentials such as CPA and CFA, reflecting an integration of tax, accounting and investment capabilities that is less common among peers.