Cottonwood Wealth Strategies, LLC logo

Cottonwood Wealth Strategies, LLC

Updated today

Client AUM

$201,610,602

Clients

230

Advisors

2

of 5 employees

About

Cottonwood Wealth Strategies is a fee‑only registered investment adviser founded in 2020 that provides investment and wealth management, financial planning, and fiduciary and non‑fiduciary retirement plan services to individuals (including high‑net‑worth clients), trusts, businesses, and plan sponsors. The firm manages roughly $279 million for about 230 clients and provides both discretionary and limited non‑discretionary portfolio management and consulting.

Its investment approach emphasizes risk‑adjusted, tax‑efficient asset allocation implemented through a mix of active and passive strategies across ETFs, mutual funds, individual equities and fixed‑income securities, and may include allocations to independent third‑party managers. Cottonwood develops written investment policies for clients, monitors holdings on an ongoing basis, and integrates cash‑flow, tax and estate considerations into customized financial plans.

Notably, Cottonwood acts as the managing member of private funds (Asymm Venture Fund and Asymm Venture Fund II) and therefore administers pooled vehicles for which it charges management fees and may receive performance‑based carried interest, while also managing separately managed accounts side‑by‑side under policies intended to mitigate allocation conflicts. The firm also sponsors a wrap fee program and maintains negotiated platform and brokerage relationships (including TradePMR and Wells Fargo programs and participation in TradePMR’s asset‑match offering), arrangements it discloses and monitors for potential conflicts of interest.

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers

Expertise

Concentrated stock management Tax-loss harvesting Business exit / sale strategy Retirement plans for business owners (SEP, solo 401k)

Occupation focus

Founder/Business Owner Executive

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Fee options

Fixed

Fixed fees for consulting services may be charged; generally not exceeding $20,000 annually

Percentage

$0 - $500,000: 1.50% $500,000.01 - $1,000,000: 1.25% $1,000,000.01 - $2,000,000: 1.00% Above $2,000,000+: Negotiable

Project-based

Up to $400 per hour for financial planning and consulting services

Performance-based

Performance-based fees (carried interest) on private investment funds (Funds) managed by the firm

Other

Fee-only: Fee-only basis; no commissions

Main office

650 S. 500 W, Suite 176

Salt Lake City UT 84101

Advisors at this office

2

Most active in

Arizona · California · Colorado · Idaho · Oregon · Texas · Utah

Also doing business as

Asymm Ventures · Cottonwood Capital Advisors, LLC · Cottonwood Wealth Strategies, LLC

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Matthew P

Series 66

Salt Lake City, UT

Cottonwood Wealth Strategies, LLC

Matthew Pappas is a financial advisor at Cottonwood Wealth Strategies, LLC with 17 years of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo Clearing and Morgan Stanley. Pappas serves as a board member for Silicon Slopes, a nonprofit organization. Cottonwood Wealth Strategies is a fee-only registered investment adviser providing investment and wealth management, financial planning, and retirement plan services to individuals, trusts, businesses, and plan sponsors. The firm manages approximately $279 million across about 230 clients, emphasizing risk-adjusted, tax-efficient asset allocation through a mix of active and passive strategies.

Concentrated stock management Tax-loss harvesting Business exit / sale strategy Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
user avatar

Thomas P

Series 63

Salt Lake City, UT

Cottonwood Wealth Strategies, LLC

Thomas Pappas is a financial advisor at Cottonwood Wealth Strategies, LLC with 44 years of industry experience. He holds a Series 63 designation and previously worked at Wells Fargo Clearing, Morgan Stanley, and Citigroup Global Markets. Outside of his advisory role, he holds a 50% ownership interest in a real estate-related business. Cottonwood Wealth Strategies is a fee-only registered investment adviser serving individuals, trusts, businesses, and plan sponsors. The firm offers investment and wealth management, financial planning, and retirement plan services, utilizing a risk-adjusted, tax-efficient approach through a combination of active and passive strategies.

Concentrated stock management Tax-loss harvesting Business exit / sale strategy Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
View complete list of advisors at this firm
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