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Couloir Wealth Advisors, Inc.

Updated today

Client AUM

$5,188,846

Clients

13

Advisors

2

of 2 employees

About

Couloir Wealth Advisors provides advisory services to individuals—including high‑net‑worth clients—and to employer retirement plans, managing a relatively small roster of client relationships while offering discretionary investment management, ongoing and project‑based financial planning, and retirement plan consulting. The firm also provides educational seminars and speaking engagements and coordinates with third‑party professionals (attorneys, accountants, tax advisors) when implementation or specialized services are needed.

The firm builds client‑specific investment policies and target asset allocations through fundamental analysis, mutual fund and ETF evaluation, and a mix of passive and active strategies underpinned by modern portfolio theory; Monte Carlo simulation is used in the financial planning process. Couloir typically manages client accounts on a discretionary basis within client‑imposed restrictions and will construct portfolios that incorporate socially and/or environmentally conscious (ESG) approaches when requested.

Noteworthy features for a firm of this size include its regular educational seminars and public speaking engagements, an offering that is less common among peers. The firm also reports that a senior advisory team member maintains a substantial outside executive role at another investment organization focused on impact and responsible investing, which contributes specialized experience in ESG and impact strategies to the firm’s capabilities.

Client services

Financial planning Portfolio management Pension consulting Educational seminars or workshops

Expertise

General retirement planning Cash flow / budgeting College savings (529s, UTMA, etc.)

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Fee options

Fixed

Fixed fees range from $500 to $10,000 for Project-Based Financial Planning; $100 to $1,500 per month or $300 to $4,500 per quarter for Ongoing Financial Planning; initial fee up to $3,000 for comprehensive financial plan; up to $5,000 setup fee and up to $10,000 ongoing fees for Retirement Plan Consulting

Percentage

$0 - $250,000: 1.50% $250,001 - $1,000,000: 1.00% $1,000,001 - $3,000,000: 0.80% $3,000,001 - $5,000,000: 0.60% $5,000,001+: 0.50%

Project-based

$250 per hour for Project-Based Financial Planning

Other

Fee-only: Investment management and financial planning fees only; no commissions or sales charges

Main office

Welch MN

Advisors at this office

2

Most active in

Minnesota

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Justin F

Series 65

Welch, MN

Couloir Wealth Advisors, Inc.

Justin Fier is a financial advisor with Couloir Wealth Advisors, Inc. in Welch, MN, holding a Series 65 designation and seven years of industry experience. He has worked previously with Timberland Investment Resources, Pacific Community Ventures, Bluprint Financial, and Couloir Global Investors. Fier serves as a managing director and head of impact at Timberland Investment Resources and is a member of the investment committee for the Catholic Diocese of Oakland. Couloir Wealth Advisors provides advisory services to individuals, including high-net-worth clients, and employer retirement plans. The firm combines fundamental analysis, mutual fund and ETF evaluation, and both passive and active strategies to build client-specific investment policies, offering discretionary management and financial planning that can incorporate ESG approaches when requested.

General retirement planning Cash flow / budgeting College savings (529s, UTMA, etc.)

Janice F

CFP®

Welch, MN

Couloir Wealth Advisors, Inc.

At Couloir Wealth, we work with veterinarians who want less stress and more clarity around their finances. Whether you’re dealing with burnout, business decisions, or just trying to make space for life outside the clinic, we’re here to help you feel more in control. Our founder lives on a working ranch of cattle and horses, and has spent a lifetime surrounded by animals—and great respect for the people who care for them—this is at the heart of everything we do. That connection is what drives our mission: to support your financial wellbeing with the same compassion you bring to your work every day. With decades of financial and investment experience and a fee-only, fiduciary approach, we’ll help you build a financial life that feels stable, supported, and aligned with your values. We’re based in Minnesota, but we meet with veterinarians all over the country—virtually, wherever you are. Let’s talk about what matters to you. Schedule a Discovery Call today.

General retirement planning Cash flow / budgeting College savings (529s, UTMA, etc.) Veterinarian Women Professionals
View complete list of advisors at this firm
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