Count Your Beans Financial Planning LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
Count Your Beans Financial Planning LLC provides financial planning, investment analysis, and insurance services to a mix of clients including individual investors (both non‑high‑net‑worth and high‑net‑worth), corporations and other advisory firms. The firm delivers one‑time and ongoing planning engagements, hourly consulting, and periodically offers educational seminars and speaking engagements that may be paid or provided pro bono.
The firm’s investment advice is grounded in modern portfolio theory and a passive, low‑cost asset allocation approach; it focuses on analysis and recommendations rather than discretionary management, and does not custody client assets or execute trades. Investment policy statements and portfolio optimization guidance are available on request, with implementation left to clients or third‑party managers and fees charged on a project, ongoing, or hourly basis.
Noteworthy for a firm categorized as an investment manager, Count Your Beans combines a non‑AUM advisory model with insurance production—its principal is licensed to sell insurance and the firm accepts related commissions—which the brochure discloses as a potential conflict of interest. The firm also emphasizes educator and collaborator roles (hosting workshops for employers and other professionals, and assisting in the selection or subcontracting of other advisers) and uses a tiered, income‑ and debt‑sensitive pricing approach and low entry barriers for clients, a business mix that differs from many peers.
Client services
Financial planning
Selection of other advisers
Educational seminars or workshops
Hourly consulting services
Expertise
Debt management
College savings (529s, UTMA, etc.)
Passive / index investing
Occupation focus
Founder/Business Owner
Retired
Demographic focus
HENRY (High Earners, Not Rich Yet)
Fee options
Commissions earned from sale of insurance products including homeowners, auto, umbrella, business, life, health, and long-term disability policies
$250 to $750 per hour, billed in 10-minute increments
Minimum fee: Minimum planning fees are $250 for a One-Time Plan, $500 for Ongoing Planning Fee-only: Comprehensive One-Time Financial Plan Base Rate: $2,500 (adjusted by income and debt-to-income ratio); Comprehensive Ongoing Financial Planning Base Rate: $5,000 per year (adjusted by income and debt-to-income ratio); Hourly Financial Planning & Consulting Services charged between $250 and $750 per hour
Main office location
Count Your Beans Financial Planning LLC
Bonita CA, United States
Number of offices
1
Most active in
Count Your Beans Financial Planning LLC has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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