Courage Miller Partners, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$448,288,184
Clients
222
Advisors
3
of 4 employees
About
Courage Miller Partners serves individuals (including high‑net‑worth clients), charitable organizations, corporations, and retirement plan sponsors, offering discretionary and non‑discretionary investment management, stand‑alone financial planning, and retirement plan consulting. The firm provides ERISA‑focused retirement plan services (including Section 3(21) advisory work and, if engaged, discretionary 3(38) asset management for plan options) alongside traditional portfolio management for equities, fixed income, mutual funds, and ETFs.
The firm tailors portfolios to each client’s objectives and risk profile, using long‑term, short‑term and trading strategies with ongoing monitoring and periodic rebalancing, and it can aggregate outside holdings on third‑party reporting platforms for consolidated reporting. Courage Miller typically recommends custodians offering institutional custody and execution services and discloses potential conflicts arising from those relationships while seeking best execution and operational efficiencies for clients.
A distinctive feature is its affiliation with other advisers: senior managers also participate in a related adviser (Courage Korving Miller Partners, LLC) and have indirect ownership links to another SEC‑registered adviser (Korving & Company LLC), with an anticipated referral pathway of new prospects to the affiliated adviser upon its launch. The firm also discloses potentially atypical advisory activities—such as assisting clients to evaluate margin or pledged asset loans and offering both retirement plan discretionary services and participant education—and notes mitigation steps for conflicts that may arise from those arrangements.
Client services
Expertise
Fee options
Financial planning and consulting fees generally range from $2,500 to $10,000 on a fixed fee basis
$0 - less than $250,000: 1.25% $250,000 - less than $500,000: 1.15% $500,000 - less than $1,000,000: 1.00% $1,000,000 - less than $2,000,000: 0.90% $2,000,000 - less than $5,000,000: 0.80% $5,000,000 - Negotiable: Negotiable
$200 to $500 per hour for financial planning and consulting services
Fee-only: Investment advisory services on a fee-only basis, no commissions
Main office
World Trade Center, 101 W. Main Street, Suite 720
Norfolk VA 23510
Advisors at this office
3
Most active in
District of Columbia · Florida · Nebraska · North Carolina · Oregon · Texas · Virginia
Also doing business as
Courage Miller Partners, LLC · Courage Partners, LLC · Courage Partners, LLC. · Mark Partners, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Ralph C
CFP®, Series 63, Series 65
Norfolk, VA
Courage Miller Partners, LLC
Ralph Courage is a CFP® with 34 years of industry experience, currently serving as an advisor at Courage Miller Partners LLC. He has worked at Courage Miller Partners since 2008 and at Courage Korving Miller Partners since 2022. Courage Miller Partners LLC provides investment management, retirement plan consulting, and financial planning services to individuals, charitable organizations, corporations, and retirement plans. The firm manages approximately $419 million in client assets and offers tailored portfolio strategies using a combination of fundamental, technical, and cyclical analysis.
Heinz K
Series 63, Series 65
Norfolk, VA
Courage Miller Partners, LLC
Heinz Koch is a financial advisor at Courage Miller Partners, LLC with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Courage Miller Partners since 2013, including a role at Courage Korving Miller Partners since 2022. Courage Miller Partners provides discretionary and non-discretionary investment management, retirement plan consulting, and financial planning to individuals, charitable organizations, corporations, and retirement plans. The firm serves around 218 clients with three advisors and manages approximately $419 million in client assets, tailoring portfolios using fundamental, technical, charting, and cyclical analysis.
Jeffrey M
Series 66
Norfolk, VA
Courage Miller Partners, LLC
Jeffrey Miller is a financial advisor at Courage Miller Partners LLC with 17 years of industry experience. He holds a Series 66 designation and has been with Courage Miller Partners since 2008. In addition to his advisory role, he provides part-time consulting services to an auto repair business. Courage Miller Partners LLC offers investment management, retirement plan consulting, and financial planning services to individuals, charitable organizations, corporations, and retirement plans. The firm manages approximately $419 million in client assets and employs a tailored investment approach using fundamental, technical, charting, and cyclical analysis.
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