Cowan Financial Services, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Cowan Financial Services LLC provides discretionary investment management and ongoing advice primarily to individual clients and also accepts trusts, estates, corporations and retirement plans. Like many independent advisers, it constructs portfolios of stocks, bonds, ETFs, master limited partnerships and closed‑end funds and generally charges fees based on a percentage of assets under management.
The firm uses charting, fundamental and cyclical analysis and follows a total‑return approach tailored to client objectives, employing both long‑ and short‑term trades as appropriate. It may implement option strategies (including covered calls and put writing) and reviews accounts at least quarterly, with the flexibility to recommend short‑term holdings when warranted.
Compared with typical solo independent advisers, Cowan Financial Services provides ERISA 3(21) retirement plan advisory and pension consulting to small business plans and accepts some corporate/business clients, services that are less common among peers. The firm also discloses the use of borrowing (margin) and derivatives within separately managed accounts, requires custody with a single broker‑dealer platform, and the principal engages in independent insurance activities that can create additional conflicts of interest.
Client services
Expertise
Fee options
$0+: up to 1.2% annually (negotiable based on client circumstances and account size) $0+: up to 0.50% annually for Small Business Retirement Plan Services (negotiable)
Commission may be received by principal for sale of insurance products as an independent insurance agent, not charged by the advisory firm
Fee-only: Advisory fees based on a percentage of assets under management; no commissions charged by the firm for advisory services
Main office
Norman OK
Advisors at this office
1
Most active in
Oklahoma · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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