Create Wealth Management, LLC

Create Wealth Management, LLC provides discretionary investment advisory services to individuals (including high-net-worth clients), trusts, retirement plans, and business entities, managing roughly $6.1 million in client assets for a small number of accounts. The firm operates as a solo independent adviser and delivers individualized portfolio management tailored to clients’ objectives and risk tolerances.

The firm’s investment process draws on a broad toolkit — fundamental, technical, quantitative, cyclical and sector analysis — and implements strategies from strategic and tactical asset allocation to more active instruments such as options, futures, and inverse and leveraged ETFs. In managing accounts, Create W.M. uses margin/borrowing in separately managed accounts, executes block trades, and generally requires discretionary authority while limiting client-imposed investment restrictions.

Noteworthy for a small, single-advisor RIA, the use of borrowing in client accounts is explicitly disclosed and identified as part of its strategy and risk profile, a practice that is uncommon among peers. The firm also discloses the use of performance-based compensation subject to periodic high-water mark mechanics and routinely requires clients to custody assets with a specified qualified custodian, arrangements it says are managed through oversight and allocation policies to address potential conflicts.