Creative Financial Advisor Group LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm is a newly formed registered investment adviser that offers wealth management, investment management, and financial planning to individuals, high‑net‑worth clients, trusts, estates, and businesses. In its initial Form ADV filing the firm reports no assets under management and has not yet begun managing client accounts.
The firm provides discretionary, customized portfolios built primarily from low‑cost mutual funds and ETFs while retaining the option to use individual stocks, bonds, and options and to hold legacy positions for tax or portfolio‑fit reasons. Its investment process combines fundamental and technical analysis with a generally long‑term orientation, and it operates under a written fiduciary standard and code of ethics.
Distinctive features include a principal with formal tax and accounting credentials and an active insurance license through which the principal may receive commission income (reported as under 10% of business time). The firm also discloses an institutional custody relationship that provides technology and other economic benefits, does not manage wrap fee programs or charge performance‑based fees, and—given its initial filing status and zero AUM—is atypical for firms in the investment‑manager category.
Client services
Expertise
Fee options
0.50% to 1.50% annually based on complexity and overall relationship
Insurance commissions earned by Principal; separate and in addition to advisory fees
Fee-only: Wealth management fees based on assets under management, ranging from 0.50% to 1.50% annually
Main office
San Clemente CA
Advisors at this office
1
Most active in
California
Also doing business as
Creative Financial Advisor Group · Creative Financial Advisor Group LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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