Credentialed Wealth Advisors, LLC

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Client assets under management

$138,373,718

Clients

297

13% high-net-worth

Advisors

of 4 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

Very High

Average account size

$465,905

About

Credentialed Wealth Advisors provides investment advisory and financial planning services to individuals, high‑net‑worth individuals, and retirement plans, offering both discretionary and non‑discretionary managed accounts. The firm also acts as a retirement‑plan fiduciary (on a 3(21) or 3(38) basis), delivers participant education and consulting, and manages accounts opened with the firm, including assistance with held‑away defined contribution participant accounts via third‑party platforms.

The firm’s investment approach is tailored to each client’s objectives, time horizon, and risk tolerance and may incorporate asset allocation, dollar‑cost averaging, technical analysis, and both long‑ and short‑term positions; CWA emphasizes taking market risks for which clients are compensated while seeking to limit uncompensated risks and notes potential tax consequences that warrant consultation with tax professionals. It offers a legacy “buy‑and‑hold” option designed for former brokerage clients who want minimal trading and oversight, and a Custom Investing program that accommodates concentrated stock positions, derivatives, and other more advanced strategies.

Noteworthy aspects compared with many peers include its use of third‑party platforms to manage held‑away participant assets without taking custody, a formal legacy‑client program with minimal trading, and a stated willingness to implement advanced, customized solutions for concentrated or business‑related liquidity needs. The brochure also discloses that some principals conduct independent insurance business (up to 30% of their time and may receive commissions) and describes the firm’s due diligence and risk‑mitigation around service providers that use artificial intelligence components.

Client services

Financial planning Portfolio management

Expertise

Concentrated stock management Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Wealth management

Occupation focus

Founder/Business Owner Executive

Fee options

Percentage

$0 - $500,000: 1.40% (Assisted Investing) $500,001 - $1,000,000: 1.25% (Assisted Investing) $1,000,001 - $2,500,000: 1.00% (Assisted Investing) $2,500,001 - $5,000,000: 0.80% (Assisted Investing) $5,000,001 - $10,000,000: 0.60% (Assisted Investing) $10,000,001+: 0.50% (Assisted Investing) $0 - $500,000: 1.50% (Custom Investing) $500,001 - $1,000,000: 1.35% (Custom Investing) $1,000,001 - $2,500,000: 1.10% (Custom Investing) $2,500,001 - $5,000,000: 0.80% (Custom Investing) $5,000,001+: 0.64% (Custom Investing)

Project-based

$350 - $700 per hour for financial planning services

Other

Account minimum: $500,000 (Custom Investing option; may be waived at firm's discretion) Fee-only: Hourly financial planning fees range from $350 - $700 per hour, negotiable based on complexity

Main office location

Credentialed Wealth Advisors, LLC

3 South Parish Avenue

Johnstown CO 80534, United States

Number of offices

Most active in

Arizona · California · Colorado · Nebraska · Texas · Virginia · Wyoming

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

LinkedIn Facebook X Instagram Website (970) 400-0117

Advisors at this firm

Benjamin S

Series 66

Johnstown, CO

Credentialed Wealth Advisors, LLC

Benjamin Sherlock is a financial advisor at Credentialed Wealth Advisors, LLC with 15 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for 15 years before joining his current firm. Credentialed Wealth Advisors serves individual and high-net-worth clients as well as retirement plans, offering portfolio management, financial planning, and fiduciary consulting services. The firm customizes portfolios through multiple service tracks and provides retirement-plan fiduciary authority alongside tailored investment solutions.

Concentrated stock management Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Wealth management Founder/Business Owner Executive

Julian H

CFA®, Series 66

Johnstown, CO

Credentialed Wealth Advisors, LLC

Julian Heron is a CFA® charterholder with 13 years of industry experience, currently serving as a financial advisor at Credentialed Wealth Advisors, LLC. He previously worked at Edward Jones for nine years before joining his current firm in 2021. Credentialed Wealth Advisors provides portfolio management, financial planning, and retirement-plan consulting to individual and high-net-worth clients, as well as retirement plans. The firm offers customized investment solutions through multiple service tracks and combines retirement-plan fiduciary authority with tailored strategies involving individual securities, derivatives, and concentrated-stock management.

Concentrated stock management Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Wealth management Founder/Business Owner Executive

Roy H

Series 66

Johnstown, CO

Credentialed Wealth Advisors, LLC

Roy Hucke is a financial advisor with Credentialed Wealth Advisors, LLC in Johnstown, CO, holding a Series 66 designation and bringing 16 years of industry experience. He previously worked at Edward Jones for 12 years before joining Credentialed Wealth Advisors in 2021. Outside of his advisory role, he is the sole owner of Pluto Holdings, LLC, a holding company for real estate assets. Credentialed Wealth Advisors serves individual and high-net-worth clients as well as retirement plans, offering discretionary and non-discretionary portfolio management, financial planning, and fiduciary services. The firm provides customized portfolio strategies through multiple service tracks and combines retirement-plan fiduciary authority with tailored investment solutions.

Concentrated stock management Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Wealth management Founder/Business Owner Executive

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