Crescendo Wealth Group LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Crescendo Wealth Group LLC provides advisory services primarily to individual clients and pension/profit-sharing plans, offering ongoing portfolio management and pension consulting. The firm tailors programs through client interviews and Investment Policy Statements and advises across mutual funds, fixed income, ETFs, real estate funds (including REITs), annuities, and other securities.
Its investment process emphasizes long-term trading informed by cyclical and fundamental analysis, modern portfolio theory, and quantitative techniques, with Crescendo typically seeking discretionary authority to implement model allocations and monitor portfolios. Accounts are reviewed at least quarterly, clients receive monthly custodian reports, and Crescendo may direct clients to third‑party managers (including ALPS) as part of portfolio implementation.
Distinctive features include that certain investment adviser representatives are also licensed insurance agents who may receive commissions for insurance sales through an independent marketing organization (Senior Market Sales, Inc.), which can involve small overrides and occasional soft‑ or limited hard‑dollar benefits; the firm discloses these potential conflicts and states clients may obtain insurance elsewhere. Crescendo also reports about $121 million in assets under advisement with the vast majority managed on a non‑discretionary basis, and the firm does not aggregate block trades for multiple client accounts.
Client services
Expertise
Fee options
$0+: 1.50% annually (Portfolio Management) $0+: 0.75% annually (Pension Consulting) $0 - $500,000: 1.50% (Crescendo) + 0.05% (ALPS) = 1.55% total (Third-party advisory) $500,001 - $2,000,000: 1.50% (Crescendo) + 0.04% (ALPS) = 1.54% total (Third-party advisory) $2,000,001+: 1.50% (Crescendo) + 0.03% (ALPS) = 1.53% total (Third-party advisory)
Advisors may receive commissions for insurance sales separate from advisory fees; insurance commissions are disclosed and clients are not required to purchase through the firm.
Fee-only: Fees are negotiable; advisory fees are asset-based and generally paid monthly or quarterly in arrears.
Main office
See officeSan Antonio TX
Advisors at this office
1
Offices (2)
Most active in
Louisiana · Texas
Also doing business as
Crescendo Retirement Plan Advisors LLC · Crescendo Wealth Group LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Ruth R
Series 63, Series 65
San Antonio, TX
Crescendo Wealth Group LLC
Ruth Rivera is a financial advisor at Crescendo Wealth Group LLC in Round Rock, TX, with 12 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked for Resources Investment Advisors, Inc. for 10 years. In addition to her advisory role, she owns ARM, LLC, a consulting business focused on 401(k) administration and compliance for employer-sponsored plans. Crescendo Wealth Group provides ongoing portfolio management for individual clients and consulting services to pension and employee benefit plans. The firm uses a range of investment vehicles and manages accounts on a discretionary basis, employing long-term strategies informed by fundamental and quantitative analysis.
Jeremiah S
Series 63, Series 65
San Antonio, TX
Crescendo Wealth Group LLC
Jeremiah Sanchez is a financial advisor at Crescendo Wealth Group LLC with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Merrill, Victory Capital, and Bukaty Financial. Sanchez is also the owner of Crescendo Private Wealth Advisory, LLC, an independent licensed insurance agency currently without active business. Crescendo Wealth Group LLC serves individual clients and pension/profit-sharing plans with portfolio management and pension consulting. The firm uses a long-term investment approach based on fundamental and cyclical analysis, modern portfolio theory, and quantitative techniques, typically managing accounts on a discretionary or non-discretionary basis.
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