Crescent Lake Advisors
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
1
0% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
1
Very LowAverage account size
$0
About
Crescent Lake Advisors is a state-registered investment adviser that works with individual and high-net-worth clients, offering tailored portfolio management alongside financial planning services ranging from single-topic plans to an ongoing comprehensive planning engagement. The firm also provides advisory reviews of held-away accounts, including retirement plans, private investments, and investment properties, and will make recommendations for rebalancing or strategy implementation.
The firm’s investment approach emphasizes asset allocation and passive, long-term buy-and-hold strategies using low-cost index mutual funds and exchange-traded funds, with client-specific investment policy statements used to set targets and constraints. Crescent Lake Advisors states it operates on a non-discretionary basis—seeking client authorization before executing trades—and recommends custodians while generally not aggregating block trades across accounts.
Distinctive aspects of the firm include a practice element that may tie access to investment management to its ongoing comprehensive planning service and a disclosure that the firm was formed recently and currently reports no firm-level assets under management. The brochure also discloses that the principal maintains substantial outside employment in the asset/property sector, a time-allocation detail that prospective clients may consider when assessing availability.
Client services
Financial planning
Portfolio management
Real estate investment advisory -for individuals and companies engaged in real estate investing
Real estate investment advisory -for individuals and companies engaged in real estate investing
Expertise
Cash flow / budgeting
College savings (529s, UTMA, etc.)
General tax planning
Fee options
Fixed fees for Financial Planning projects, estimated before start, half due upfront
0.25% annually
Minimum fee: Ongoing Comprehensive Financial Planning upfront charge minimum $1,200; annual fee minimum $2,028 ($169/month) Fee-only: Financial Planning fixed fees based on $150-$250 per hour, not to exceed $500 billed over 6 months
Main office location
Crescent Lake Advisors
Southborough MA, United States
Number of offices
1
Most active in
Crescent Lake Advisors has reported serving >5 clients in these states in the last 12 months.
Massachusetts
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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