Crinite Financial Strategies

The firm provides investment advisory services to individuals, trusts, small businesses and corporations. It offers portfolio management and financial planning through an advisor‑managed program and reports approximately $60 million in discretionary assets across roughly 405 client accounts.

Investment decisions are guided by a combination of fundamental and technical analysis and generally favor long‑term purchases of mutual funds, ETFs, stocks, MLPs and bonds, with short‑term trades used as appropriate. Clients are enrolled in the Vision2020 Wealth Management (Advisor Managed Portfolios) platform, which uses a risk‑tolerance questionnaire, efficient‑frontier plotting, portfolio optimization and Pershing custodial and execution services; the firm may manage accounts on a discretionary basis and conducts periodic reviews.

Notably, the firm’s advisory representatives are also registered representatives of a broker‑dealer and licensed insurance agents, and advisory activity is processed through that broker‑dealer and Pershing; the brochure discloses that representatives receive commissions on securities sales and that the broker‑dealer provides incentive programs and transitional loan funding. The combination of offering both commissionable securities and insurance products alongside advisory services, together with a relatively high client load for a solo adviser (about 405 clients), distinguishes this firm from many independent peers.