CRL Advisors
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$6,547,008
Clients
8
100% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
8
LowAverage account size
$818,376
About
CRL Advisors provides discretionary portfolio management, financial, tax, retirement and trust planning, and retirement plan advisory services to a small client base that includes individuals (including high-net-worth clients), trusts, private foundations, and employer-sponsored 401(k) plans. The firm documents client goals and risk tolerances in Investment Policy Statements and implements portfolios that primarily use ETFs but may include mutual funds, fixed income, equities, annuities, and options.
The firm applies a mix of modern portfolio theory, fundamental, charting, and cyclical analysis to guide long-term and options-based strategies, and conducts periodic reviews with quarterly reporting delivered via the custodian. CRL Advisors requires clients to custody assets at Altruist and utilizes Altruist’s model marketplace and platform integrations as part of its portfolio management workflow.
A notable feature is the firm’s affiliation with a related certified public accounting firm (LDDI LLC) and its disclosure that it provides ERISA Section 3(38) investment manager services to the related firm’s 401(k) plan, a relationship the brochure describes and addresses as a potential conflict of interest. For a solo adviser with modest AUM and a very small client roster, the combination of ERISA plan management for a related entity, active use of options strategies (including uncovered positions), and a required single digital custodian is atypical among peers.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
Options & derivatives strategies
Annuities
Retirement plans for business owners (SEP, solo 401k)
Fee options
$0 - $1,000,000: 0.72% annually $1,000,001 - $2,000,000: 0.64% annually $2,000,001 - $3,000,000: 0.56% annually Above $3 million+: Negotiated basis
$300 per hour
Main office location
CRL Advisors
1003 Bishop St, Ste 2155
Honolulu HI 96813-6420, United States
Number of offices
1
Most active in
CRL Advisors has reported serving >5 clients in these states in the last 12 months.
Hawaii
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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