Cross Border Wealth Advisors
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$33,413,383
Clients
18
50% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
18
TypicalAverage account size
$1,856,299
About
Cross Border Wealth Advisors provides financial planning and portfolio management to individual and family clients. Services include comprehensive ongoing planning, project-based plans, and investment management that is offered only in conjunction with an ongoing planning agreement; tax preparation and tax‑planning support are available to ongoing clients through a third‑party CPA provider (XYTax Solutions).
The firm primarily pursues passive investment management—building portfolios from index mutual funds and ETFs for tax efficiency and low turnover—while also applying fundamental, technical, and cyclical analysis to inform allocation and security selection. It may recommend third‑party managers (including FirstAscent Asset Management) and generally operates non‑discretionary accounts, requiring client approval before executing trades.
Distinctive aspects for a small, independent practice include roughly $33 million in assets under management across 18 clients, a stated $500,000 minimum for investment management, and integrated tax services supported by licensed CPAs; the firm’s principal holds CFP and Enrolled Agent credentials. The firm notes capability to serve Americans planning to live abroad, uses custodians such as Schwab and Interactive Brokers, does not participate in wrap fee programs, and does not aggregate client trades into block orders.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
General retirement planning
Cash flow / budgeting
College savings (529s, UTMA, etc.)
General estate planning guidance
Tax-loss harvesting
Fee options
See Comprehensive Financial Planning and one-time plan fees; upfront charge $1,000-$2,500
$0 - $500,000: $4,200 annual flat fee $500,001 - $2,000,000: $6,600 annual flat fee $2,000,001 - $5,000,000: $9,000 annual flat fee $5,000,001+: Negotiable
Project-Based Financial Planning hourly rate $250-$350
Comprehensive Financial Planning ongoing fees paid quarterly in advance $900-$1,800 depending on complexity
Account minimum: $500,000 Minimum fee: $4,200 annually for accounts $0-$500,000 Fee-only: Comprehensive Financial Planning: upfront charge $1,000-$2,500 plus ongoing quarterly fees $900-$1,800; one-time plan $2,800-$4,000; Project-Based Financial Planning hourly $250-$350
Main office location
Cross Border Wealth Advisors
San Diego CA, United States
Number of offices
1
Most active in
Cross Border Wealth Advisors has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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