Cross Financial Strategies, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Cross Financial Strategies is a small independent registered investment adviser that provides discretionary asset management to individuals, high-net-worth clients, and corporate/business entity clients. The firm also provides ERISA plan services for qualified retirement plans, including 401(k), 403(b), pension and profit‑sharing plans, on a limited‑scope 3(21) basis.
Investment programs are tailored to client goals, time horizons and risk tolerance and are implemented using portfolio construction tools such as Modern Portfolio Theory and a mix of long‑ and short‑term strategies. The brochure discloses use of trading techniques including options and derivatives and notes that margin/borrowing may be employed in managed accounts; accounts are reviewed on an ongoing basis with periodic tax‑loss harvesting and rebalancing.
Compared with many solo independent advisers, the firm’s retirement plan work and pension consulting are uncommon features, and the brochure documents participant education and group enrollment assistance as part of its non‑fiduciary plan services. It is also unusual among peers in explicitly permitting borrowing in separately managed accounts and in addressing margin and leveraged strategies in its disclosures.
Client services
Expertise
Fee options
ERISA Plan Services fees may be charged as a flat fee or percentage of assets (not exceeding 1.5%), negotiable.
$0 - $25,000: 2.00% annually $25,001 - $75,000: 0.85% annually $75,001 - $750,000: 0.75% annually $750,001 - $2,000,000: 0.65% annually $2,000,001+: 0.25% annually
Account minimum: $10,000 Minimum fee: Minimum account size of $10,000 to open an account; minimum may be lowered or waived in certain instances. Fee-only: Advisory fees based on assets under management tiered schedule as detailed; no commissions received; fee-only compensation.
Main office
Prosper TX
Advisors at this office
1
Most active in
Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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