Csa Financial Management, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
CSA Financial Management provides asset management and financial planning services to individuals (including high‑net‑worth clients), trusts and estates, reporting roughly $33.2 million in assets under management for about 70 clients. The firm delivers investment recommendations and ongoing portfolio oversight while custodial and trade execution services are provided through Schwab Institutional.
The firm emphasizes strategic asset allocation implemented primarily with mutual funds and ETFs, a long‑term buy‑and‑hold orientation, and periodic suitability reviews documented at least annually. Unlike most independent advisers, client accounts are managed on a non‑discretionary basis—transactions are executed only with client approval—so clients retain decision authority over trades.
Notable operational features include an explicit policy to avoid conflicts of interest (stating its sole revenue source is a flat asset‑management fee and that it does not engage in revenue‑sharing or similar arrangements) and formal procedures for annual compliance and personal trading reviews. The adviser also shares ownership, management and office resources with an affiliated accounting and tax‑preparation firm and receives compensation for accounting and tax services provided through that affiliated entity.
Client services
Expertise
Fee options
Negotiable, generally ranging from 0.25% to 1.00% annually
Main office
Hummelstown PA
Advisors at this office
1
Most active in
Pennsylvania
Also doing business as
Bgm Financial Associates, Ltd. · Csa Financial Management, Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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