San Diego, CA Office

CSJ Wealth Management provides discretionary portfolio management and outsourced financial planning for individuals, trusts, estates, charitable organizations, ERISA plans, corporations and other entities. The firm also manages and provides advisory services to a pooled investment vehicle that it sponsors.

The firm’s retail accounts are run with a long-term, asset-allocation focus using low-cost institutional mutual funds and ETFs, periodic rebalancing, and research tools from providers such as DFA. The sponsored pooled vehicle is managed more actively, with individual security selection and the use of hedging techniques (including short sales and options) tailored to the fund’s offering documents.

Distinctive features include the firm’s role as sponsor and adviser to a private fund while a firm principal maintains a separate law practice and a substantial private real estate development and brokerage business; the brochure specifies that legal advice is not provided to advisory clients. The private fund structure includes a performance-based incentive allocation to the general partner and the firm operates with a small advisory team and limited client base, factors that may affect operational concentration and potential conflicts of interest.