Chicago, IL Office
TeamData sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
CTS Financial Planning, Inc.
Supported
Firm-wide stats for CTS Financial Planning, Inc.
About
CTS Financial Planning serves individual and high-net-worth clients with comprehensive financial planning, retirement planning, investment planning, and discretionary asset management, and also provides accounting and income tax preparation services. As of September 30, 2025 the firm reports $313,859,000 in discretionary assets under management for roughly 249 clients and operates with a four-person advisory team.
The firm’s investment approach emphasizes technical and cyclical analysis and active, daily management rather than passive buy-and-hold strategies. Using proprietary programs such as CTS CAMP and CTS RAMP, CTS applies diversified asset-allocation models, sector rotation systems (across equities and bonds), and the ability to move into cash or use short positions with the stated aim of limiting downside risk.
CTS is distinctive among similarly sized teams for combining investment advisory services with in‑house tax and accounting capabilities (tax work supervised by an Enrolled Agent) and for maintaining an affiliated insurance agency whose licensed personnel may sell commission-based insurance products. The firm’s long operating history (founded in 1972), use of independent managers, and institutional custody relationships (including Schwab and Nationwide Securities) accompany a relatively high assets‑per‑client profile for a compact advisory team.
Based on CTS Financial Planning, Inc.
Expertise
Based on CTS Financial Planning, Inc.
Location
737 North Michigan Avenue, Suite 2120
Chicago IL 60611
Advisors at this office
3
Advisors at this office
Christopher M
CFP®, Series 63, Series 65
Chicago, IL
CTS Financial Planning, Inc.
Christopher Much is a CFP® professional with 18 years of experience in financial advising. He has worked at CTS Financial Planning, Inc. since 2013 and also has a background at Certified Insurance Consultants, Inc. since 2012. Much holds Series 63 and Series 65 licenses. CTS Financial Planning serves individual and high-net-worth clients with comprehensive financial, retirement, and investment planning, along with discretionary asset management and in-house tax preparation services. The firm employs an active, technically driven investment approach and integrates tax and accounting capabilities within a small advisory team managing over $313 million in assets.
Jonathon M
ChFC®, Series 65
Chicago, IL
CTS Financial Planning, Inc.
Jonathon Much is a financial advisor at CTS Financial Planning, Inc. in Chicago, IL, with 10 years of industry experience. He holds the ChFC® designation and a Series 65 license. Much has been with CTS Financial Planning since 2015 and also worked at Certified Insurance Consultants, Inc. from 2015 to 2020 and again from 2020 to the present. CTS Financial Planning serves individual and high-net-worth clients with comprehensive financial, retirement, and investment planning, along with discretionary asset management and in-house tax and accounting services. The firm emphasizes active, technical, and cyclical investment management using proprietary models to manage risk and incorporates tax and insurance services within its offering.
Charles M
CFP®, Series 63, Series 65
Chicago, IL
CTS Financial Planning, Inc.
Charles Marien III is a CFP® professional with 28 years of industry experience. He has worked at CTS Financial Planning, Inc. since 1984 and has been associated with Certified Insurance Consultants, Inc. since 1989. CTS Financial Planning serves individual and high-net-worth clients with comprehensive financial planning, retirement planning, investment planning, and discretionary asset management, while also providing accounting and income tax preparation services. The firm employs an active, technically driven investment approach and integrates in-house tax and accounting capabilities alongside advisory services.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)