Cultivating Wealth
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Cultivating Wealth provides discretionary investment management, financial planning, and consulting to individual and high‑net‑worth clients as well as business owners, including dedicated divorce financial planning and small‑business valuation and strategy work. The firm reports approximately $210 million in discretionary assets and offers both comprehensive planning engagements and standalone consulting or hourly projects.
Its investment approach emphasizes strategic asset allocation, portfolio diversification, and risk management, using fundamental and cyclical analysis alongside modern portfolio theory to build a customized Investment Policy Statement for each client. Portfolios are managed on a discretionary basis with ongoing monitoring and periodic rebalancing, and the firm may employ third‑party service providers for portfolio monitoring, reporting, and implementation support.
Notably, the firm documents client education and outreach as part of its practice and makes use of client testimonials in its advertising materials—both of which are relatively uncommon among similar team firms. It also highlights specialized services (divorce planning and small‑business consulting) and leverages institutional custodian support and educational resources to supplement its research, reporting, and practice‑management capabilities.
Client services
Expertise
Fee options
Fixed fees for Financial Planning and Consulting services: $7,500 (individual), $10,000 (couples/business owners); Divorce Financial Planning $7,500 to $20,000
$0 - $1,000,000: 1.00% $1,000,001 - $3,000,000: 0.80% $3,000,001 - $5,000,000: 0.60% $5,000,001+: 0.40%
$400 per hour for financial planning and consulting, minimum 4 hours charged
Account minimum: $750,000 Minimum fee: Minimum annual fee of $7,500, negotiable Fee-only: Financial Planning and Consulting: standard fee $7,500 for individuals, $10,000 for couples/business owners; hourly fee $400/hr with minimum 4 hours; Divorce Financial Planning fee ranges from $7,500 to $20,000
Main office
Montauk NY
Advisors at this office
4
Most active in
California · Illinois · Maine · New Jersey · New York · Oregon · Pennsylvania · Texas · Washington
Also doing business as
Cultivating Wealth · Power Over Divorce · The Stanich Group LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Hana W
Series 65
Montauk, NY
Cultivating Wealth
Hana Walton is a financial advisor at Cultivating Wealth in Montauk, NY, holding a Series 65 credential with one year of industry experience. Prior to joining Cultivating Wealth, she worked in the education sector at Scarsdale Union Free School District and Monroe-Woodbury Central School District. Cultivating Wealth is a six-advisor team serving individual and high-net-worth clients as well as business owners, offering discretionary investment management along with financial planning and consulting. The firm uses a strategic asset-allocation framework enhanced by tactical considerations and provides specialized services such as divorce financial planning and small-business financial consulting.
Sara S
CFP®, CDFA®, CPWA®
Montauk, NY
Cultivating Wealth
Are you Cultivating Wealth? You may have a complex financial life and substantial investments but still struggle to connect your financial goals to your real life. Our team of CERTIFIED FINANCIAL PLANNER™ practitioners is passionate about supporting your path to your best life. Your investment portfolio is only one part of the picture. We will analyze your personal financial situation; help you set realistic financial goals and implement plans to achieve them. Financial planning allows you to make informed decisions which help enable success, protect your family and ultimately cultivate wealth over time. We have particular expertise in tax-efficient investing, equity compensation, real estate scenarios and wealth management. Contact us for a free consultation.
Caroline Y
CFP®, Series 65
Montauk, NY
Cultivating Wealth
Caroline Young is a financial advisor at Cultivating Wealth with two years of industry experience. She holds a Series 65 designation and previously worked at SHoP Architects PC for eight years before entering the financial advisory field. Cultivating Wealth serves individual and high-net-worth clients as well as business owners, providing discretionary investment management alongside financial planning and consulting. The firm’s six-advisor team manages approximately $166.6 million across about 172 client relationships and offers specialized services including divorce financial planning and small-business financial consulting.
Lauren S
CFP®, Series 65
Montauk, NY
Cultivating Wealth
Lauren Sylvan is a CFP® with seven years of industry experience, currently serving as an advisor at Cultivating Wealth. She has worked at The Stanich Group since 2018 and previously at Luesink Stenstrom Financial from 2015 to 2018. Outside of her advisory role, she is a partner in Janus Properties, LLC, a rental real estate business. Cultivating Wealth is a six-advisor team that provides discretionary investment management and financial planning services to individual and high-net-worth clients, as well as business owners. The firm employs a strategic asset-allocation framework with tactical adjustments and offers specialized services including divorce financial planning and small-business financial consulting.
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