Currents Wealth Strategies LLC

Currents Wealth Strategies provides ongoing portfolio management and financial planning to individuals, high‑net‑worth households, charitable organizations, and pension and profit‑sharing plans. The firm also offers pension consulting, can recommend third‑party managers, and uses model portfolio platforms such as Altruist’s Model Marketplace and Schwab Managed Account Services to assist in implementation.

The firm documents client objectives and risk tolerance through an Investment Policy Statement and typically seeks discretionary trading authority to implement asset‑allocation and security selection decisions. Its investment process combines fundamental analysis and modern portfolio theory and includes long‑term strategies as well as options and other derivative strategies, and the brochure indicates the firm may use borrowing in separately managed accounts.

Compared with many independent advisers, Currents emphasizes institutional‑style services—including pension/401(k) consulting with administrative arrangements through Vestwell and the ability to direct clients to third‑party managers such as J.P. Morgan—which are less common for firms of this size. The brochure also notes access to a broad set of investment vehicles (private placements, venture capital, interval funds, commodities, and precious‑metal ETFs) and platform‑level tools for tax management, and it reports that the firm is newly formed and currently has no assets under management.