Curtis Capital Advisors

Curtis Capital Advisors serves individual investors, high-net-worth individuals, and trusts with discretionary and non-discretionary portfolio management, standalone financial planning, and occasional referrals to third-party investment advisors; the firm does not impose a stated account minimum. These services are delivered to a relatively small client base consistent with a boutique, supported firm model.

The firm emphasizes strategic asset allocation, a bias toward low-cost index mutual funds and ETFs, and an explicit policy against market timing, while also focusing on investor behavior and retention as a core source of value. Portfolios are diversified across equities, fixed income, and cash equivalents and are implemented to align long-term return potential with each client’s stated risk tolerance.

Distinctive features include a recent founding and a small adviser team managing a sizable amount of assets, and a formal referral program in which the firm will refer clients to—and receive compensation from—third-party advisors (clients receive disclosure of those arrangements); Curtis Capital does not monitor assets once placed with those third parties. Related persons may also be licensed insurance agents who earn commissions on insurance sales, and the firm recommends a specific custodian while disclosing receipt of platform products and services that could create conflicts of interest.