Berthoud, CO Office

Curtis Wealth Management serves individual and high‑net‑worth clients as well as trusts, estates and certain charitable organizations, offering investment management (both discretionary and non‑discretionary), financial planning, consulting, and retirement‑plan advisory services. The firm acts as a fiduciary for retirement accounts and may implement strategies through third‑party sub‑advisors while maintaining the client relationship and oversight responsibilities.

The firm builds customized portfolios after collecting client information on financial status, goals and risk tolerance, then applies asset allocation, periodic rebalancing, and a mix of mutual funds, ETFs and occasional individual securities using fundamental analysis, modern portfolio theory and cyclical analysis. Accounts are typically managed on a discretionary basis with at least annual reviews, and the adviser conducts initial due diligence and ongoing monitoring of any selected sub‑advisors.

Noteworthy operational features include participation in custodial programs with Fidelity and Schwab and an expectation that client accounts be maintained at those custodians for the firm to manage them, a lead‑generation arrangement with SmartAsset, and a policy that clients retain proxy‑voting authority rather than delegating it to the adviser. As a small supported advisory team that manages only discretionary assets and occasionally engages sub‑advisors, the firm relies on custodian‑provided data and third‑party reporting platforms for performance reporting and oversight.