C
Cwm Financial Group, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$94,691,180
Clients
57
63% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
57
HighAverage account size
$1,661,249
About
CWM Financial Group serves individuals, high net worth individuals, trusts and estates with wealth management and discretionary portfolio management, and also offers written financial planning engagements on an hourly or fixed-fee basis. The firm typically requires a minimum relationship size of $500,000 and provides ongoing investment oversight, retirement-account advice and related consulting services.
Investment management is primarily long‑term in orientation but may include shorter‑term trades for rebalancing, tax reasons, or to address market conditions; portfolios are generally constructed using diversified mutual funds and ETFs and may retain legacy positions when appropriate. The firm applies multiple methods of analysis (including business cycle, valuation, technical and quantitative inputs), conducts internal due diligence, and delegates some model management and back‑office functions to a sub‑advisory affiliate, CW Advisor Solutions (CWAS).
Distinctive features include operating as a solo advisor while managing approximately $94.7 million in discretionary assets for 57 clients and maintaining two offices, which results in relatively high assets per client compared with many peers. The firm maintains an institutional custody relationship with Charles Schwab for execution and technology services and discloses receiving certain institutional benefits from Schwab; the principal also holds CFP certification and the firm has been in operation since 1998.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
Wealth management
General retirement planning
College savings (529s, UTMA, etc.)
Fee options
Fixed fees from $75 to $5,000 per engagement for financial planning
$0 - $500,000: 0.85% annually $500,001 - $2,000,000: 0.55% annually $2,000,001 - $5,000,000: 0.40% annually $5,000,001+: 0.30% annually
$75 to $250 per hour
Account minimum: $500,000 (may be waived at the sole discretion of the Advisor) Fee-only: Investment advisory fees based on assets under management; financial planning fees on hourly or fixed basis.
Main office location
Cwm Financial Group, Inc.
1 Research Court, Suite 450
Rockville MD 20850, United States
Number of offices
2
Most active in
Cwm Financial Group, Inc. has reported serving >5 clients in these states in the last 12 months.
District of Columbia · Maryland · Virginia
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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