Cwm Financial Group, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
CWM Financial Group serves individuals, high net worth individuals, trusts and estates with wealth management and discretionary portfolio management, and also offers written financial planning engagements on an hourly or fixed-fee basis. The firm typically requires a minimum relationship size of $500,000 and provides ongoing investment oversight, retirement-account advice and related consulting services.
Investment management is primarily long‑term in orientation but may include shorter‑term trades for rebalancing, tax reasons, or to address market conditions; portfolios are generally constructed using diversified mutual funds and ETFs and may retain legacy positions when appropriate. The firm applies multiple methods of analysis (including business cycle, valuation, technical and quantitative inputs), conducts internal due diligence, and delegates some model management and back‑office functions to a sub‑advisory affiliate, CW Advisor Solutions (CWAS).
Distinctive features include operating as a solo advisor while managing approximately $94.7 million in discretionary assets for 57 clients and maintaining two offices, which results in relatively high assets per client compared with many peers. The firm maintains an institutional custody relationship with Charles Schwab for execution and technology services and discloses receiving certain institutional benefits from Schwab; the principal also holds CFP certification and the firm has been in operation since 1998.
Client services
Expertise
Fee options
Fixed fees from $75 to $5,000 per engagement for financial planning
$0 - $500,000: 0.85% annually $500,001 - $2,000,000: 0.55% annually $2,000,001 - $5,000,000: 0.40% annually $5,000,001+: 0.30% annually
$75 to $250 per hour
Account minimum: $500,000 (may be waived at the sole discretion of the Advisor) Fee-only: Investment advisory fees based on assets under management; financial planning fees on hourly or fixed basis.
Main office
1 Research Court, Suite 450
Rockville MD 20850
Advisors at this office
1
Most active in
District of Columbia · Maryland · Virginia
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)