CWM Wealth Management, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides investment supervisory services and financial advice primarily to individuals, families, and small businesses, managing approximately $919,408 in discretionary assets for a very small client base of five. It charges percentage-of-assets fees for portfolio management and offers both discretionary and non‑discretionary engagement types, while not offering wrap programs or selling insurance products.
Investment decisions combine technical and fundamental analysis to build separate portfolios aimed at objectives such as long‑term growth, income, preservation, and inflation protection. Strategies include use of equities, bonds, mutual funds, ETFs, and stock options—notably a covered‑call Monthly High Income sleeve and a Blue‑Chip High Yield portfolio—while avoiding margin and leveraged products and generally recommending diversification across multiple portfolio types.
The firm is a solo adviser operation with limited staff and discloses that its principal also works full time in healthcare, scheduling client meetings in evening and Saturday hours, reflecting a nonstandard availability model for a small RIA. It also maintains an explicit code of ethics that prohibits trading ahead of clients across intraday and multi‑day timelines, routinely invests alongside clients with client orders prioritized, and generally recommends Interactive Brokers as custodian for its accounts.
Client services
Expertise
Fee options
Under $50,000 - $49,999: 2 percent per annum $50,000 - $99,999: 1.75 percent per annum $100,000 - $249,999: 1.5 percent per annum $250,000 - $499,999: 1.25 percent per annum $500,000 - $999,999: 1.0 percent per annum $1,000,000+: 0.75 percent per annum
Fee-only: Advisory fee based on tiered percentage of assets under management; no commissions.
Main office
Lowell IN
Advisors at this office
1
Most active in
Indiana
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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