Cwpim

CWPIM provides investment advisory and financial planning to individuals and high‑net‑worth clients, managing about $15.4 million across roughly 54 client relationships. The firm offers discretionary and non‑discretionary portfolio management together with customized financial planning delivered on a non‑wrap basis.

Investment advice is tailored to each client’s goals, time horizon and risk tolerance, relying on fundamental analysis and blended asset‑allocation strategies that use mutual funds, ETFs, fixed income and other instruments. Accounts are custodied at Interactive Brokers and are reviewed at least quarterly, with monitoring for rebalancing and tax‑loss harvesting when appropriate.

The firm’s owner is licensed to sell insurance and may receive commissions from insurance product sales; the brochure discloses that these insurance activities are conducted separately, that commissions do not offset advisory fees, and that clients may obtain insurance elsewhere—an arrangement the firm highlights as a potential conflict mitigated by disclosure and its stated fiduciary duty. CWPIM is state‑registered to advise in Georgia, Florida and Michigan and reports both discretionary and non‑discretionary assets, details that may matter to prospective clients comparing regulatory status and service scope.